The top-rated flood insurance agent in Haverhill, Massachusetts is MTM Insurance of Greater Haverhill, INC., rated 4.8 stars across 78 reviews. Other highly rated options include De La Cruz Insurance Group, James Sarcione: Allstate Insurance, James Page Insurance. This directory lists 13 flood insurance agents serving Haverhill.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | MTM Insurance of Greater Haverhill, INC. | 35 Stage St | (978) 681-5700 |
| 2 | De La Cruz Insurance Group | The Lennox Center, 378 S Main St #1 | (978) 926-3281 |
| 3 | James Sarcione: Allstate Insurance | 16 Granite St | (978) 377-0270 |
| 4 | James Page Insurance | 191 Merrimack St # 306 | (978) 373-3893 |
| 5 | Sullivan Insurance & Financial | 487 Groveland St | (978) 372-2790 |
| 6 | Cowan Insurance Agency | 359 Main St | (978) 372-1451 |
| 7 | Fred C. Church, Inc. | Inside Lowell Five, 750 Main St | (800) 225-1865 |
| 8 | Sams Insurance Agency Inc. | 359 Main St Ste 220 | (978) 374-5290 |
| 9 | Silverio Insurance Agency | 114 Kenoza Ave | (978) 685-0209 |
| 10 | Harverhill insurance Agency | 76 Merrimack St | (351) 203-0115 |
MTM Insurance of Greater Haverhill, INC. serves the Haverhill, Massachusetts metro area as a flood insurance agent. The company provides policies that protect homeowners and businesses against financial losses from rising water and storm surge. Standard residential and commercial flood insurance plans are available to meet property needs in this flood-prone region. Clients can secure coverage for the building structure and its contents through the National Flood Insurance Program.
De La Cruz Insurance Group serves homeowners, businesses, and property managers in Haverhill, Massachusetts, who require financial protection against flood damage. The agency specializes in offering guidance on available flood insurance policies, helping clients understand coverage options and navigate the federal program requirements. Services include reviewing individual risk factors, comparing applicable plans, and assisting with the application process to secure appropriate protection. This flood insurance agent also serves clients in the neighboring community of Methuen.
James Sarcione: Allstate Insurance in Haverhill, MA, provides a full range of flood insurance agency services for property owners. The agency works with clients to secure policies that protect against water damage from storms and rising waterways typical to the region. Routine policy reviews and claims assistance are available to maintain adequate coverage over time. Services are tailored for single-family homes, apartments, retail businesses, and local restaurants.
James Page Insurance provides flood insurance guidance to Haverhill, Massachusetts, and the surrounding Merrimack Valley communities. The agency handles policy evaluations and coverage options for homeowners and business properties subject to seasonal flood risks. Its general approach involves reviewing each property’s flood zone designation and then recommending appropriate limits, while ensuring clients understand the details of their policy documentation.
Homeowners seeking flood insurance have a choice between a one-time policy for a single event and recurring annual coverage that offers ongoing protection. Sullivan Insurance & Financial serves residents in Haverhill, Massachusetts, by helping clients assess their flood risk and navigate the necessary coverage options. This provider offers its flood insurance agent services on both a one-time and as-needed basis, allowing policyholders to secure protection whenever a need arises.
Cowan Insurance Agency in Haverhill, Massachusetts, specializes in helping property owners secure flood insurance policies that protect against structural damage and contents loss. Beyond flood coverage, the agency also provides guidance on policy limits and coverage gaps. Its general service work includes reviewing existing policies and assisting with application filings. As the Merrimack River and coastal storms often threaten local neighborhoods, this agency helps residents prepare for the increased flood risks that arrive with hurricane season and heavy spring thaws.
Spring nor’easters bring heavy rain and snowmelt to Haverhill, threatening basements and low-lying properties with water damage. Fred C. Church, Inc. helps local homeowners and businesses navigate flood insurance options through the National Flood Insurance Program and private market. The agency reviews property elevations and flood zone maps to identify appropriate coverage. Every policy consultation begins with an inspection of the property’s drainage and structural vulnerabilities.
Sams Insurance Agency Inc. provides insurance services for property owners in the Haverhill area. The agency specializes in flood insurance, helping clients secure policies that cover damage from rising waters and storm events. It works with residential homeowners, local businesses, and commercial property operators. The agency can serve a variety of commercial sectors, including offices, warehouses, and food service establishments.
Silverio Insurance Agency in Haverhill, Massachusetts provides flood insurance as either a one-time policy for a specific property transaction or a recurring annual plan that renews automatically to maintain continuous coverage. Coverage protects homes and businesses against damage from rising water, which is crucial for any property in a flood-prone area. General flood insurance options typically include building and contents protection to help mitigate financial losses caused by flood events. This service operates on a one-time, scheduled basis for initial setup and then as-needed for updates or changes.
Serving residential property owners in Haverhill, Harverhill Insurance Agency assists with securing flood insurance policies to protect homes from water damage. The agency also offers commercial flood coverage tailored to local businesses needing defense against seasonal flooding risks. Their service area encompasses the Haverhill region, ensuring clients have coverage that aligns with community flood zones. After a claim or policy adjustment, the agency remains available to help revise coverage needs, providing reliable support between regular policy review visits as conditions change in the area.
What Does a a Flood Insurance Agent in Haverhill Cost?
The average cost of a flood insurance policy in Massachusetts is about $700 to $1,200 per year for an NFIP policy, but rates vary by flood zone, building value, and elevation. Private flood insurance may cost more or less depending on risk factors. This is general information, not insurance advice.
About flood insurance agents in Haverhill
Flood insurance agents in Haverhill Massachusetts help property owners obtain coverage through the National Flood Insurance Program. Massachusetts law requires flood insurance for properties in high-risk flood zones if they have a federally backed mortgage. Local agents can explain flood maps and policy options specific to the Merrimack River area.
Frequently Asked Questions
Is flood insurance required in Haverhill Massachusetts?
Flood insurance is required for properties in Special Flood Hazard Areas if the mortgage is from a federally regulated lender. Massachusetts does not have a state mandate for flood insurance outside of federal requirements.
What does a flood insurance agent in Haverhill do?
A flood insurance agent helps you assess your flood risk, compare NFIP and private policies, and complete the application. They can also assist with elevation certificates and claims guidance.
How do I find a flood insurance agent in Haverhill?
You can search the NFIP agent locator or contact local independent insurance agencies in Haverhill. Ask agents about their experience with Massachusetts flood zones and the Merrimack River floodplain.
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