ADVERTISING DISCLOSURE: BeforeInsuranceUSA.com is an informational directory, not an insurance agency, broker, or licensed producer. We do not sell insurance or provide insurance advice. No agent-client relationship is created by using this site. Except where a listing is clearly marked Featured, no agent listed on this site has paid for their listing. Featured listings are paid advertisements. This is an advertisement.

Find Flood Insurance Agents Near You in Falmouth, MA

Browse flood insurance agents serving Falmouth, Massachusetts. Updated 2026-07-14.

The top-rated flood insurance agent in Falmouth, Massachusetts is Arthur D. Calfee Insurance Agency, Inc, rated 4.8 stars across 288 reviews. Other highly rated options include Murray & MacDonald Insurance Services Inc, The Baldwin Group (formerly RogersGray), Almeida & Carlson Insurance Agency. This directory lists 10 flood insurance agents serving Falmouth.

Showing 10 flood insurance agents in Falmouth, MAListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Arthur D. Calfee Insurance Agency, Inc336 Gifford St(508) 540-2601
2Murray & MacDonald Insurance Services Inc406 Jones Rd(800) 800-8990
3The Baldwin Group (formerly RogersGray)763 Main St(508) 548-2500
4Almeida & Carlson Insurance Agency79 Davis Straits(508) 540-6161
5Additional Insurance MA336 Gifford St(508) 205-9521
6Bridges Insurance Group / Lawrence-Carlin Insurance230 Jones Rd(508) 540-7100
7Peggy Vose230 Main St Unit 8(508) 494-4056
8Safety Northeast Insurance Agency, Inc.194 Worcester Ct(508) 548-1148
9Dfm Insurance668 Main St UNIT 201(508) 540-4555
10DISCOVERY INSURANCE366 Main St(774) 763-5597
AD
336 Gifford St
Arthur D. Calfee Insurance Agency, Inc
Flood Insurance Agent · Falmouth, MA

Arthur D. Calfee Insurance Agency, Inc serves homeowners and businesses throughout Falmouth, Massachusetts, and nearby Cape Cod communities as a dedicated flood insurance agent. The company helps clients understand federal National Flood Insurance Program requirements and secure appropriate coverage for properties in flood-prone areas along the coastline. It specializes in assisting with flood zone determinations and the policy documentation needed for mortgage lenders. The agency also processes coverage modifications and renewals for existing policies.

MM
406 Jones Rd
Murray & MacDonald Insurance Services Inc
Flood Insurance Agent · Falmouth, MA

Murray & MacDonald Insurance Services Inc provides professional guidance for securing flood insurance policies in Falmouth, MA. Their service approach includes detailed policy consultations to explain coverage options and help clients assess their personal flood risk. They offer ongoing policy reviews to ensure limits remain adequate as property values change or flood maps are updated. The firm serves a diverse range of local properties, from single-family homes and apartment buildings to retail spaces and restaurants, accommodating different flood insurance needs across residential and commercial sectors.

BG
763 Main St
The Baldwin Group (formerly RogersGray)
Flood Insurance Agent · Falmouth, MA

From Falmouth, The Baldwin Group, formerly RogersGray, serves homeowners, businesses, and property managers seeking specialized flood insurance agents. The team guides clients through National Flood Insurance Program policies and private market options, helping to evaluate property risk in coastal areas. With a focus on securing appropriate coverage against storm surge and rising water, they explain complex flood zone regulations and coverage limits. This agency also extends its advisory services into surrounding communities across Barnstable County.

AC
79 Davis Straits
Almeida & Carlson Insurance Agency
Flood Insurance Agent · Falmouth, MA

Almeida & Carlson Insurance Agency serves Falmouth and the surrounding Cape Cod communities, handling flood insurance policies for residential and commercial properties. The agency navigates federal flood insurance complexities for clients in designated zones. It assesses each property’s unique risk level and exposure to local tidal or storm surge events. To complete a typical job, the agency reviews current coverage limits, compares available options from the National Flood Insurance Program, and recommends adjustments based on the structure and its flood history.

AI
336 Gifford St
Additional Insurance MA
Flood Insurance Agent · Falmouth, MA

For flood insurance, customers choose between one-time policies for single events or recurring annual coverage for year-round protection. Coverage typically addresses financial losses from rising water, including structural damage and personal property replacement. Additional Insurance MA operates in Falmouth, Massachusetts, serving the local area. The agency helps property owners navigate flood maps and policy options. This service runs on a scheduled basis, aligning with standard insurance renewal cycles rather than only one-time or purely as-needed requests.

BI
230 Jones Rd
Bridges Insurance Group / Lawrence-Carlin Insurance
Flood Insurance Agent · Falmouth, MA

Bridges Insurance Group / Lawrence-Carlin Insurance specializes in flood insurance policies that protect coastal properties. The agency serves clients in Falmouth, MA, advising on National Flood Insurance Program options. It also handles homeowners insurance and other property-related coverages year-round. The team helps local property owners evaluate their flood risk due to the area's proximity to the ocean and seasonal storm surges. During hurricane season, the agency assists homeowners in reviewing their policy limits and securing adequate coverage before a storm makes landfall.

PV
230 Main St Unit 8
Peggy Vose
Flood Insurance Agent · Falmouth, MA

When the Cape’s nor’easters drive storm surges up Phinney’s Harbor, property owners in Falmouth turn to Peggy Vose for flood insurance guidance. This agency provides coverage options tailored to the tidal floodplains and low-lying coastal neighborhoods throughout the town, from Falmouth Heights to Woods Hole. They help clients navigate the strict National Flood Insurance Program requirements and federal elevation certificate necessities. The process begins with a direct on-site property inspection to assess flood risk and determine appropriate policy limits.

SN
194 Worcester Ct
Safety Northeast Insurance Agency, Inc.
Flood Insurance Agent · Falmouth, MA

Safety Northeast Insurance Agency, Inc. provides guidance on risk management and property protection for businesses and homeowners in Falmouth, Massachusetts. As a flood insurance agent, the company focuses on securing policies that defend against storm surge and rising water damage in flood-prone coastal zones. It helps clients navigate federal and private programs to match coverage to their specific exposure. The agency extends its service to commercial sectors including offices, warehouses, and food service operations.

DI
668 Main St UNIT 201
Dfm Insurance
Flood Insurance Agent · Falmouth, MA

Based in Falmouth, MA, Dfm Insurance provides flood insurance coverage for residential properties in the surrounding area, also extending its policies to local commercial clients. The agency understands the unique coastal risks facing homeowners and business owners on Cape Cod. Clients can expect clear guidance on policy options tailored to their specific property needs. As standard service between regular visits, the agency readily assists with policy adjustments and ensures coverage remains current for each changing season.

DI
366 Main St
DISCOVERY INSURANCE
Flood Insurance Agent · Falmouth, MA

DISCOVERY INSURANCE is known for guiding homeowners through the complexities of flood insurance in the Falmouth municipality. Its service range covers the immediate Cape Cod region, assisting clients with policies that address rising water levels from coastal storms and tidal surges. The agency focuses on explaining coverage limits and required documentation for property owners. It can add on a review of existing deductibles to ensure adequate financial protection.

What Does a a Flood Insurance Agent in Falmouth Cost?

The cost of flood insurance in Massachusetts varies based on flood zone elevation building structure and coverage amount. For an NFIP policy annual premiums typically range from 700 to 3000 dollars for a standard home. Private market policies may have different rates. This is general information and not insurance advice.

About flood insurance agents in Falmouth

Flood insurance agents in Falmouth Massachusetts help homeowners and renters secure coverage through the National Flood Insurance Program NFIP and private markets. Falmouth is a coastal town with high flood risk zones so agents can explain elevation certificates and flood zone designations. Massachusetts law requires lenders to mandate flood insurance for properties in Special Flood Hazard Areas.

Frequently Asked Questions

What does a flood insurance agent in Falmouth do?

A flood insurance agent helps you assess your flood risk and choose a policy that meets your needs. They review your property location and flood zone to recommend appropriate coverage limits. Agents also assist with filing claims and understanding policy exclusions.

Is flood insurance required in Falmouth Massachusetts?

Flood insurance is required by federal law for properties with mortgages from federally regulated lenders located in Special Flood Hazard Areas. Even if not required many Falmouth homeowners choose coverage because of the town proximity to the ocean and coastal flooding risks.

How do I find a flood insurance agent in Falmouth?

You can search online directories or contact local insurance agencies in Falmouth. Look for agents who are licensed in Massachusetts and experienced with NFIP policies. The Massachusetts Division of Insurance provides a license lookup tool to verify credentials.

Flood Insurance Agents in Other Massachusetts Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each flood insurance agent's credentials and current standing with your state Department of Insurance.