The top-rated flood insurance agent in Everett, Massachusetts is Point Insurance - Everett, rated 4.7 stars across 622 reviews. Other highly rated options include Thrust Insurance Agency - Everett, Northeastern Insurance Agency, Sabatino/Mastrocola Insurance Agency. This directory lists 13 flood insurance agents serving Everett.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Point Insurance - Everett | 1885 Revere Beach Pkwy | (617) 381-6240 |
| 2 | Thrust Insurance Agency - Everett | 2034 Revere Beach Pkwy | (617) 568-3000 |
| 3 | Northeastern Insurance Agency | 743 Broadway | (617) 207-2140 |
| 4 | Sabatino/Mastrocola Insurance Agency | 519 Broadway | (617) 387-7466 |
| 5 | Lucas Borbas - Fox & Bsb Insurance Agency | 369 Broadway | (857) 200-0256 |
| 6 | Angels Insurance Corporation | 425A Broadway | (617) 389-7300 |
| 7 | Francis J La Rovere Insurance | 492 Broadway | (617) 387-9700 |
| 8 | Sanviti Insurance Agency, Inc. | 699 Broadway | (617) 389-2020 |
| 9 | Michael Longo Insurance | 451 Broadway | (617) 387-0619 |
| 10 | Messinger Insurance Inc | 475 Broadway | (617) 387-2700 |
Point Insurance in Everett, MA, provides flood insurance services to property owners across Middlesex County. It helps residents and businesses navigate the National Flood Insurance Program and private market options. The agency works with homeowners and commercial clients to structure policies that meet specific needs in flood-prone zones. Common support includes assisting with flood zone determination and premium estimation. It handles claims filing and policy endorsements.
Thrust Insurance Agency - Everett provides flood insurance policies for property owners in Everett, MA, focusing on protecting structures from water damage. It offers policies tailored to different risk levels and assists clients in selecting adequate coverage. Service plans may include annual policy reviews and updates for changing flood zone classifications. The agency services a variety of property types, including single-family homes, apartment buildings, retail spaces, and restaurants.
Northeastern Insurance Agency in Everett, MA serves homeowners, businesses, and property managers seeking coverage against flood-related losses. As a flood insurance agent, the company helps clients understand National Flood Insurance Program options and supplemental private policies. It assists with risk assessments for properties in designated flood zones and guides customers through the application and claims process. In addition to serving Everett, the agency also works with clients in the neighboring community of Malden and other parts of the Greater Boston metro area.
Serving Everett and the surrounding communities of eastern Massachusetts, Sabatino/Mastrocola Insurance Agency handles flood insurance solutions for residential and commercial properties. The agency helps clients understand the National Flood Insurance Program and private policy options to address local flood zone risks. To handle a typical job, the agency first reviews the property’s flood map designation, then presents clear coverage choices and guides the client through the application process.
In Everett, MA, flood insurance agents distinguish between one-time policy purchases for single property transactions and recurring coverage needed through the National Flood Insurance Program to protect against recurring tidal and storm-surge risks. Lucas Borbas - Fox & Bsb Insurance Agency provides agents who help homeowners and businesses compare flood insurance options to cover structural damage and contents. Policies address rising water from coastal storms and inland flooding typical in this region. Their flood insurance agent service is available to clients on an as-needed basis for initial policy binding or for annual renewals.
Angels Insurance Corporation specializes in flood insurance policies tailored to properties in Everett, Massachusetts. It guides clients through the National Flood Insurance Program and private market options. The agency helps homeowners, renters, and local businesses prepare for potential water damage. With Everett’s proximity to the Mystic River and coastal areas, the company also addresses coverage concerns raised by seasonal nor’easters or heavy spring thaws that elevate flood risks.
As seasonal storms bring increased flood risk to Everett, Francis J La Rovere Insurance provides local guidance on securing property through the National Flood Insurance Program. This agency helps homeowners and renters navigate coverage requirements that may not be included in standard policies. Clients receive practical support in understanding flood zone designations and policy limits specific to this coastal area. Every consultation begins with an inspection of the property to assess its vulnerability and identify necessary coverage levels.
Based in Everett, Sanviti Insurance Agency, Inc. arranges property coverage for homes and businesses in the region. It functions as a flood insurance agent, helping clients secure policies to protect against water damage from storms and rising tides. Navigating federal flood maps and policy requirements is a core component of its service. The agency aims to match coverage limits with specific property values and local risk factors in its community. Its portfolio of clientele includes offices, warehouses, and food service establishments.
Michael Longo Insurance provides residential flood insurance to homeowners in Everett, Massachusetts. The agency also offers commercial coverage for local businesses seeking protection against flood damage. Service extends throughout the Everett area and the surrounding region. Policies are tailored to meet the specific needs of each property. Clients may return for policy adjustments or to discuss coverage updates between regular plan reviews.
What Does a a Flood Insurance Agent in Everett Cost?
Flood insurance costs in Massachusetts vary by flood zone, property elevation, and coverage amount. For an NFIP policy, annual premiums typically range from 700 to 2,500 dollars for a standard home in a moderate-risk zone. Properties in high-risk zones or with low elevations may pay 3,000 dollars or more. Private flood insurance may offer different rates. This is general information, not insurance advice.
About flood insurance agents in Everett
Flood insurance agents in Everett Massachusetts help property owners understand their risk and secure coverage through the National Flood Insurance Program. Massachusetts law requires flood insurance for properties in high-risk flood zones if they have a federally backed mortgage. An agent can explain local flood maps and policy options for your home or business.
Frequently Asked Questions
Do I need flood insurance in Everett Massachusetts?
Flood insurance is required if your property is in a Special Flood Hazard Area and you have a mortgage from a federally regulated lender. Even if not required, many agents recommend it because Everett has areas near the Mystic River that can flood during heavy rain.
What does a flood insurance agent do for me in Everett?
A flood insurance agent reviews your property location on the FEMA flood map, explains coverage limits and deductibles, and helps you apply for an NFIP policy. They can also assist with elevation certificates and claims questions.
How long does it take to get a flood insurance policy in Massachusetts?
Standard NFIP policies have a 30-day waiting period before coverage begins. Exceptions exist for flood map changes or mortgage closings. Your agent can tell you if you qualify for an exception.
Flood Insurance Agents in Other Massachusetts Cities
Arlington · Attleboro · Beverly · Boston · Braintree · Brockton · Burlington · Cambridge · Canton · Chelmsford · Chelsea · Chicopee · Danvers · Dedham · East Longmeadow