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Looking for a flood insurance agent in Centerville? Review the directory below to compare your options.
2 agents listed
Updated May 2026
Centerville, MA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Massachusetts before hiring.
Showing 2 flood insurance agents in Centerville, MA
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
McShea Insurance Agency Inc
1645 Falmouth Rd Bldg D, Centerville, MA 02632
(508) 420-9011
mcsheainsurance.com
O'Brien's Centerville Insurance Agency Inc
259 Pine St, Centerville, MA 02632
(508) 775-0005
obriensinsurance.com
Flood insurance agents in Centerville Massachusetts help homeowners and businesses secure coverage through the National Flood Insurance Program NFIP and private insurers. Centerville is located in a coastal area where flood risk is significant, and Massachusetts law requires lenders to mandate flood insurance for properties in high-risk zones. An agent can guide you through flood zone maps and policy limits to ensure proper protection.
What Does a Flood Insurance Agent in Centerville Cost?
Flood insurance costs in Massachusetts vary by property location, elevation, and coverage amount. In Centerville, a standard NFIP policy for a single-family home may range from 700 to 2000 dollars per year for low-to-moderate risk zones, but high-risk properties can exceed 3000 dollars annually. Private flood insurance may offer different pricing. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
Do I need flood insurance in Centerville Massachusetts?
If your property is in a Special Flood Hazard Area SFHA designated by FEMA and you have a federally backed mortgage, your lender will require flood insurance. Even outside SFHAs, flood damage is not covered by standard homeowners policies, so an agent can help you assess your risk.
What does a flood insurance policy in Massachusetts typically cover?
A standard NFIP policy covers building property up to 250000 dollars and personal contents up to 100000 dollars. Coverage includes flood damage from rising water, storm surge, and heavy rain. An agent can explain exclusions such as basement improvements and temporary living expenses.
How do I choose a flood insurance agent in Centerville?
Look for an agent licensed in Massachusetts who is familiar with Cape Cod flood zones and local elevation certificates. Ask about their experience with NFIP claims and private flood insurance options. The agent should provide a clear comparison of coverage limits and deductibles.
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About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Massachusetts.