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Find Flood Insurance Agents Near You in Bridgewater, MA
Directory of flood insurance agents in Bridgewater, Massachusetts. Verify credentials with the state department of insurance before hiring.
6 agents listed
Updated May 2026
Bridgewater, MA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Massachusetts before hiring.
Showing 6 flood insurance agents in Bridgewater, MA
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
C&S Insurance
45 Main St, Bridgewater, MA 02324
(508) 682-5184
candsins.com
Morse Insurance Agency, Inc.
180 Winter St, Bridgewater, MA 02324
(508) 238-0056
morseins.com
Arbella Insurance - Bridgewater Claim Office
1 Lakeshore Center Suite 102, Bridgewater, MA 02324
(800) 272-3552
arbella.com
Nelligan Richard J Insurance Agency
750 Bedford St REAR, Bridgewater, MA 02324
(508) 697-3179
nelliganins.com
Michael Dawn
45 Main St, Bridgewater, MA 02324
(508) 697-6963
estabrookchamberlain.com
A Action Insurance Agency Inc
173 Center St, Bridgewater, MA 02324
(800) 977-7190
lynchconboy.com
Bridgewater Massachusetts property owners can work with a licensed flood insurance agent to secure coverage through the National Flood Insurance Program or private insurers. Massachusetts law requires lenders to mandate flood insurance for properties in Special Flood Hazard Areas. An agent can help you understand the flood maps for the Town River and other local waterways.
What Does a Flood Insurance Agent in Bridgewater Cost?
Flood insurance costs in Massachusetts depend on the property flood zone, elevation, and deductible chosen. NFIP rates for a standard home in Bridgewater typically range from 700 to 2,000 dollars annually. Private insurers may offer policies from 500 to 3,000 dollars per year. Costs can be higher for properties in high-risk zones like Zone AE. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
Do I need flood insurance in Bridgewater Massachusetts?
If your property is in a FEMA-designated Special Flood Hazard Area and you have a federally backed mortgage, flood insurance is required. Even outside high-risk zones, an agent can advise on optional coverage for storm surge or heavy rain events common in Massachusetts.
How does a flood insurance agent help with the NFIP in Massachusetts?
An agent can guide you through the National Flood Insurance Program application process, help determine your flood zone, and explain the 30-day waiting period before coverage takes effect. They also assist with Elevation Certificates needed for accurate rating.
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BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Massachusetts.