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Browse flood insurance agents serving Billerica, Massachusetts. Contact information and addresses listed below.
4 agents listed
Updated May 2026
Billerica, MA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Massachusetts before hiring.
Showing 4 flood insurance agents in Billerica, MA
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Merrimack Valley Insurance Agency
655 Boston Rd #1a, Billerica, MA 01821
(978) 667-2541
cabotrisk.com
James O'Connell Insurance Agency
572 Boston Rd UNIT 7, Billerica, MA 01821
(978) 667-6150
oconnellins.com
Durable Insurance LLC
520 Boston Rd, Billerica, MA 01821
(351) 203-0412
Willis Personal Lines
296 Concord Rd, Billerica, MA 01821
(978) 458-1275
Flood insurance agents in Billerica help homeowners and businesses secure coverage through the National Flood Insurance Program. Massachusetts requires flood insurance for properties in high-risk flood zones if they have a federally backed mortgage. Billerica is in Middlesex County and has areas near the Concord River that may require flood insurance.
What Does a Flood Insurance Agent in Billerica Cost?
The cost of flood insurance in Massachusetts varies by property location and flood zone. For a standard NFIP policy in Billerica, annual premiums typically range from 700 to 2,000 dollars for low-risk areas and can exceed 4,000 dollars for high-risk zones. Elevation and building characteristics also affect the price. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a flood insurance agent in Billerica do?
A flood insurance agent helps you evaluate your flood risk and choose a policy that meets your needs. They explain NFIP coverage limits and can help you complete the required elevation certificate. Agents also assist with claims and policy renewals.
Is flood insurance required in Billerica Massachusetts?
Flood insurance is required if your property is in a Special Flood Hazard Area and you have a mortgage from a federally regulated lender. Billerica participates in the NFIP so residents can buy flood insurance through local agents.
How do I find a flood insurance agent in Billerica?
You can search for licensed insurance agents in Billerica through the Massachusetts Division of Insurance website. Many local agencies offer flood insurance policies and can provide quotes for your specific property.
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About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Massachusetts.