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Find Flood Insurance Agents Near You in Andover, MA
Looking for a flood insurance agent in Andover? Review the directory below to compare your options.
7 agents listed
Updated May 2026
Andover, MA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Massachusetts before hiring.
Showing 7 flood insurance agents in Andover, MA
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Segreve & Hall Insurance Associates Inc.
1 Tech Dr, Andover, MA 01810
(978) 975-1300
segrevehall.com
The Andover Companies
95 Old River Rd, Andover, MA 01810
(978) 475-3300
andovercompanies.com
HUB International
300 Ballardvale St, Andover, MA 01810
(978) 657-5100
hubinternational.com
Doherty Insurance Inc
21 Elm St, Andover, MA 01810
(978) 475-0260
dohertyinsurance.com
Fred C. Church, Inc.
89 Main St #201, Andover, MA 01810
(800) 225-1865
fredcchurch.com
Samel Insurance Inc
15 Central St, Andover, MA 01810
(978) 474-0810
samel-ins.com
Howe Insurance Agency
4 Punchard Ave, Andover, MA 01810
(978) 475-0400
howeins.com
Flood insurance agents in Andover Massachusetts help homeowners and businesses secure coverage through the National Flood Insurance Program (NFIP) and private insurers. Andover is located in Essex County and has areas designated as Special Flood Hazard Areas (SFHAs) by FEMA. Massachusetts law requires lenders to mandate flood insurance for properties in high-risk zones with federally backed mortgages.
What Does a Flood Insurance Agent in Andover Cost?
The cost of flood insurance in Massachusetts varies based on flood zone, property elevation, coverage amount, and deductible. For an NFIP policy, annual premiums typically range from 700 to 2,500 dollars for a standard home in a moderate-risk zone, but can exceed 5,000 dollars in high-risk coastal areas. Private flood insurance may offer competitive rates or higher limits. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
Do I need flood insurance in Andover Massachusetts?
If your property is in a FEMA-designated Special Flood Hazard Area and you have a federally backed mortgage, your lender will require flood insurance. Even outside high-risk zones, flooding can occur, and many agents recommend coverage for peace of mind.
What does a flood insurance agent in Andover do?
A flood insurance agent helps you assess your flood risk, explains NFIP and private policy options, and assists with filing claims. They can also help you understand elevation certificates and flood zone maps specific to Andover.
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About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Massachusetts.