ADVERTISING DISCLOSURE: BeforeInsuranceUSA.com is an informational directory, not an insurance agency or broker. We do not sell insurance or provide insurance advice. No agent-client relationship is created by using this site. No agent listed on this site has paid for, authorized, or approved their listing. This is an advertisement.
Directory of flood insurance agents in Timonium, Maryland. Verify credentials with the state department of insurance before hiring.
7 agents listed
Updated May 2026
Timonium, MD
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Maryland before hiring.
Showing 7 flood insurance agents in Timonium, MD
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Chris Hartford - State Farm Insurance Agent
2430 York Rd, Timonium, MD 21093
(410) 308-2345
sfmidatlantic.com
Atlantic Insurance Group LLC
2331 York Rd #301, Timonium, MD 21093
(410) 527-1400
atlanticinsgroup.com
Lentz Insurance Agency, Inc.
2300 York Rd Ste 213, Timonium, MD 21093
(410) 252-1117
lentzinsuranceagency.com
Barrett Insurance Group
22 W Padonia Rd A305, Timonium, MD 21093
(410) 842-6400
barrettinsurancegroup.com
William M Sparks Insrnc Agency
22 W Padonia Rd # B329, Timonium, MD 21093
(410) 252-8304
wsparks.com
McManus Insurance & Financial, LLC
57 W Timonium Rd #101, Timonium, MD 21093
(410) 308-3699
mcmanus-insurance.com
Brooks Insurance Associates, Inc
2205 York Rd # 101, Timonium, MD 21093
(410) 561-0294
brooksinsuranceassociates.com
Flood insurance agents in Timonium Maryland help property owners secure coverage through the National Flood Insurance Program and private carriers. Maryland law requires flood insurance for properties in high-risk flood zones if you have a federally backed mortgage. An agent can guide you through flood zone maps and policy options specific to Baltimore County.
What Does a Flood Insurance Agent in Timonium Cost?
Flood insurance costs in Maryland vary by flood zone, property value, and coverage amount. For an NFIP policy, annual premiums typically range from 700 to 2,500 dollars for a standard home in a moderate-risk zone. Higher-risk areas can see premiums above 4,000 dollars. Private market policies may offer different rates. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
Do I need flood insurance in Timonium Maryland?
If your property is in a Special Flood Hazard Area designated by FEMA and you have a federally backed mortgage, you are required to have flood insurance. Even outside high-risk zones, many homeowners choose coverage as floods can happen anywhere.
What does a flood insurance agent in Timonium do?
A flood insurance agent helps you compare NFIP and private flood policies, explains coverage limits and deductibles, and assists with filing claims. They also review flood zone determinations and ensure you meet Maryland lending requirements.
How long does it take to get flood insurance in Maryland?
NFIP policies typically have a 30-day waiting period before coverage begins. Some private insurers offer shorter waiting periods. An agent can help you find the quickest option for your situation.
Free • No Obligation
Compare Flood Insurance Agents
Get matched with agents in Timonium who handle your type of coverage.
Replace with iframe/embed code from your affiliate network
Affiliate Disclosure
The form above is provided by a third-party insurance marketing service. BeforeInsuranceUSA.com receives compensation when you submit a qualified inquiry. This is a free service with no obligation to hire any agent. Your information is collected and handled by the form provider according to their privacy policy.
Notice
BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Maryland.