Skip to main content

Compare Flood Insurance Agents in Kensington, MD

Looking for a flood insurance agent in Kensington? Review the directory below to compare your options.

2 agents listed
Updated May 2026
Kensington, MD
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Maryland before hiring.
Showing 2 flood insurance agents in Kensington, MD Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
HAZAR INSURANCE
10543 Metropolitan Ave, Kensington, MD 20895
(202) 888-0605 hazarinsurance.com
VELASQUEZ INSURANCE AGENCY
10605 Concord St, Kensington, MD 20895
(240) 514-0288 velasquezins.com

Flood insurance agents in Kensington Maryland help homeowners and businesses secure coverage through the National Flood Insurance Program and private markets. Maryland law requires flood insurance for properties in high-risk flood zones if they have a federally backed mortgage. Kensington properties near Rock Creek or other waterways may need special attention to flood maps and elevation certificates.

What Does a Flood Insurance Agent in Kensington Cost?

The cost of a flood insurance policy in Maryland typically ranges from 500 to 3,000 dollars per year for a standard NFIP policy. Private flood insurance may cost more or less depending on the property risk. Factors include flood zone, building elevation, coverage amount, and deductible. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a flood insurance agent in Kensington do?
A flood insurance agent helps you find and purchase a flood insurance policy that meets your needs. They review your property flood zone, explain coverage options, and assist with the application process. They can also help you understand Maryland specific requirements for flood insurance.
Is flood insurance required in Kensington Maryland?
Flood insurance is required by federal law for properties in high-risk flood zones with a federally backed mortgage. Kensington has areas in Flood Zone AE and X, so you should check the FEMA flood map for your address. Even in low-risk zones, many Maryland homeowners choose flood insurance for protection.
How do I choose a flood insurance agent in Kensington?
Look for an agent licensed in Maryland who has experience with NFIP policies and private flood insurance. Ask about their knowledge of local flood zones and elevation certificate requirements. You can verify an agent license through the Maryland Insurance Administration.