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Find Flood Insurance Agents Near You in Fallston, MD
Looking for a flood insurance agent in Fallston? Review the directory below to compare your options.
5 agents listed
Updated May 2026
Fallston, MD
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Maryland before hiring.
Showing 5 flood insurance agents in Fallston, MD
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Melissa Marmen - State Farm Insurance Agent
2112 Belair Rd Ste 1, Fallston, MD 21047
(410) 893-4800
insuringmaryland.net
John Koch, Jr.: Allstate Insurance
2103 Belair Rd, Fallston, MD 21047
(410) 931-1400
agents.allstate.com
Goosehead Insurance - Kyle Tomlinson
2103 Belair Rd, Fallston, MD 21047
(443) 836-5086
goosehead.com
Marc DiPasquale - State Farm Insurance Agent
2404 Pleasantville Rd, Fallston, MD 21047
(410) 879-3800
marcd.net
Farmers Insurance - Greg Watchinsky
1908 Harford Rd Ste Rod, Fallston, MD 21047
(410) 321-9770
agents.farmers.com
Flood insurance agents in Fallston, Maryland help property owners protect against flood damage from the Little Gunpowder Falls and other local waterways. Maryland law requires flood insurance for properties in Special Flood Hazard Areas with federally backed mortgages. An agent can explain NFIP coverage limits and the 30-day waiting period before a policy takes effect.
What Does a Flood Insurance Agent in Fallston Cost?
In Maryland, a flood insurance policy through the NFIP typically costs between $700 and $2,000 per year for a standard home, but rates vary by flood zone, elevation, and coverage amount. Properties in high-risk zones may pay more, while those in low-risk areas can get lower-cost Preferred Risk Policies. Private flood insurance may offer different pricing. This is general information, not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
Do I need flood insurance in Fallston Maryland?
If your property is in a FEMA-designated Special Flood Hazard Area and you have a federally backed mortgage, flood insurance is required. Even outside high-risk zones, flooding can occur, so many homeowners choose a policy for financial protection.
How long does it take for a flood insurance policy to start in Maryland?
Standard NFIP policies have a 30-day waiting period from the date of application and payment. Exceptions exist for new loans or map changes, but you cannot get same-day coverage. Plan ahead to avoid gaps.
What does a flood insurance agent in Fallston do?
An agent assesses your property's flood risk using FEMA flood maps, explains coverage options for building and contents, and helps you choose a policy that meets lender requirements. They also assist with claims and policy renewals.
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About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Maryland.