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Flood Insurance Agents in Edgewood, MD

Browse flood insurance agents serving Edgewood, Maryland. Contact information and addresses listed below.

2 agents listed
Updated May 2026
Edgewood, MD
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Maryland before hiring.
Showing 2 flood insurance agents in Edgewood, MD Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Credible Insurance MD
2004 Hanson Rd, Edgewood, MD 21040
(443) 332-5344
Vera Agency Group
1812 Pulaski Hwy STE A, Edgewood, MD 21040
(443) 869-4772 veraagencygroup.org

Flood insurance agents in Edgewood Maryland help property owners secure coverage through the National Flood Insurance Program or private insurers. Edgewood is located in Harford County near the Chesapeake Bay, where many properties fall within Special Flood Hazard Areas. Maryland law requires flood insurance for properties with federally backed mortgages in high-risk flood zones.

What Does a Flood Insurance Agent in Edgewood Cost?

Flood insurance costs in Maryland vary based on flood zone, property elevation, coverage amount, and deductible. For an NFIP policy, annual premiums in Edgewood typically range from 700 to 2,500 dollars for a standard home, but can be higher in high-risk zones. Private flood insurance may offer competitive rates for lower-risk properties. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

Do I need flood insurance in Edgewood Maryland?
If your property is in a FEMA-designated Special Flood Hazard Area and you have a federally backed mortgage, flood insurance is required. Even outside high-risk zones, many Edgewood homeowners choose coverage due to local flood risks from the Bush River and nearby waterways.
What does a flood insurance agent in Edgewood do?
A flood insurance agent helps you assess your flood risk, determine your property flood zone, compare NFIP and private flood insurance options, and complete the application. They can also assist with elevation certificate requirements and policy renewals.
How long does it take to get flood insurance in Edgewood?
NFIP policies typically have a 30-day waiting period before coverage begins. Private flood insurance may offer shorter waiting periods. Plan ahead before hurricane season or heavy rain events to ensure your property is protected.