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Find Flood Insurance Agents Near You in Dunkirk, MD
Directory of flood insurance agents in Dunkirk, Maryland. Verify credentials with the state department of insurance before hiring.
4 agents listed
Updated May 2026
Dunkirk, MD
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Maryland before hiring.
Showing 4 flood insurance agents in Dunkirk, MD
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Jackie Gibson - State Farm Insurance Agent
10343 Southern Maryland Blvd, Dunkirk, MD 20754
(443) 964-6869
jackiegibsoninsurance.com
Bridget Donavin: Allstate Insurance
3140 W Ward Rd Ste 107, Dunkirk, MD 20754
(410) 257-4922
agents.allstate.com
State Farm Insurance
10339 Southern Maryland Blvd, Dunkirk, MD 20754
(301) 855-8807
statefarm.com
Rice Joseph
3140 W Ward Rd #105, Dunkirk, MD 20754
(301) 812-1200
Flood insurance agents in Dunkirk, Maryland help homeowners and businesses secure coverage through the National Flood Insurance Program and private insurers. Maryland law requires flood insurance for properties in Special Flood Hazard Areas with federally backed mortgages. Dunkirk properties near the Patuxent River or other waterways may face higher flood risk and need specialized agent guidance.
What Does a Flood Insurance Agent in Dunkirk Cost?
Flood insurance costs in Dunkirk, Maryland vary by flood zone, property elevation, and coverage amount. Typical NFIP premiums range from 700 to 2,000 dollars per year for low risk zones, while high risk properties can cost 3,000 to 10,000 dollars or more. Private market policies may offer different rates. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
Is flood insurance required for homes in Dunkirk Maryland?
Flood insurance is required for properties in FEMA designated Special Flood Hazard Areas if the mortgage is from a federally regulated lender. Maryland follows federal NFIP rules. Even outside high risk zones, many homeowners choose coverage due to local storm and tidal flooding risks.
What does a flood insurance agent in Dunkirk do?
A flood insurance agent helps you determine your flood zone, explains NFIP and private policy options, and assists with application and claims. Agents in Maryland must be licensed by the Maryland Insurance Administration. They can also advise on elevation certificates and flood mitigation discounts.
How long does it take for flood insurance to start in Maryland?
Standard NFIP policies have a 30 day waiting period before coverage begins. Exceptions exist for flood map changes or new mortgage requirements. Maryland agents can help you plan ahead to avoid gaps in coverage.
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About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Maryland.