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Looking for a flood insurance agent in Clarksburg? Review the directory below to compare your options.
3 agents listed
Updated May 2026
Clarksburg, MD
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Maryland before hiring.
Showing 3 flood insurance agents in Clarksburg, MD
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Zach Armiger - State Farm Insurance Agent
23315 Frederick Rd Ste 202, Clarksburg, MD 20871
(301) 519-2886
agentzach.com
Daniels Insurance Agency
13233 Orsay St, Clarksburg, MD 20871
(240) 498-9688
danielsinsuranceagency.com
Susan S Strickland - Aflac Insurance Agent
2194 Sugarloaf Parkview Ln, Clarksburg, MD 20871
(301) 607-4306
local.aflac.com
Flood insurance agents in Clarksburg, Maryland help property owners secure coverage through the National Flood Insurance Program (NFIP) and private insurers. Clarksburg is in Montgomery County, where properties in Special Flood Hazard Areas may require flood insurance under federal law. A local agent can explain Maryland-specific flood risks and policy options to protect your home or business.
What Does a Flood Insurance Agent in Clarksburg Cost?
The cost of flood insurance in Clarksburg, Maryland typically ranges from $500 to $2,500 per year for an NFIP policy, depending on the flood zone, property elevation, and coverage amount. Private flood insurance may cost more or less based on risk assessment. Premiums can be higher for properties in high-risk zones like AE or VE. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
Do I need flood insurance in Clarksburg Maryland?
If your property is in a high-risk flood zone designated by FEMA and you have a federally backed mortgage, flood insurance is required by law. Even in moderate-risk areas, agents often recommend a policy because floods can occur outside mapped zones.
How do I choose a flood insurance agent in Clarksburg?
Look for an agent licensed in Maryland who is familiar with the NFIP and private flood markets. Ask about their experience with properties in Montgomery County and their knowledge of local flood maps and elevation certificates.
What does a flood insurance policy in Maryland cover?
Standard NFIP policies cover building structure and contents up to policy limits, including damage from rising water. Maryland law does not require additional coverage, but agents can help you understand exclusions like basement improvements or temporary housing.
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About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Maryland.