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Directory of flood insurance agents in York, Maine. Verify credentials with the state department of insurance before hiring.
2 agents listed
Updated May 2026
York, ME
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Maine before hiring.
Showing 2 flood insurance agents in York, ME
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Tapley Insurance Agency, Inc.
300 York St, York, ME 03909
(207) 363-7894
tapleyagency.com
Ellis Insurance
196 York St, York, ME 03909
(207) 363-7670
ellisinsuranceagency.com
Flood insurance agents in York Maine help homeowners and businesses secure coverage through the National Flood Insurance Program and private carriers. York sits along the coast and is subject to tidal flooding and storm surge, making flood insurance important for many properties. Maine law requires lenders to confirm flood insurance on federally backed mortgages in high-risk zones.
What Does a Flood Insurance Agent in York Cost?
Flood insurance costs in York Maine vary by property elevation, flood zone, and coverage amount. Average annual premiums for an NFIP policy in Maine range from about 700 to 2,500 dollars for standard residential coverage. Higher-risk coastal properties may see premiums above 4,000 dollars. Private flood insurance can sometimes offer lower rates for lower-risk homes. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
Do I need flood insurance in York Maine?
If your property is in a FEMA-designated Special Flood Hazard Area and you have a federally backed mortgage, flood insurance is required. Even outside high-risk zones, flooding can occur from heavy rain or storm surge, so many residents choose to carry a policy.
What does a flood insurance agent do in York?
A flood insurance agent assesses your property's flood risk, explains coverage options under the NFIP or private insurers, and helps you complete the application. They can also advise on elevation certificates and flood zone map changes.
How long does it take to get flood insurance in Maine?
Standard NFIP policies have a 30-day waiting period before coverage begins. Private flood policies may have shorter waiting periods. It is important to plan ahead and not wait until a storm is forecast.
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BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Maine.