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Looking for a flood insurance agent in South Berwick? Review the directory below to compare your options.
2 agents listed
Updated May 2026
South Berwick, ME
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Maine before hiring.
Showing 2 flood insurance agents in South Berwick, ME
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Ham insurance
49 Portland St, South Berwick, ME 03908
(207) 384-2787
haminsures.com
Hartford
South Berwick, ME 03908
(207) 384-2090
Flood insurance agents in South Berwick, Maine help property owners secure coverage through the National Flood Insurance Program or private insurers. South Berwick is located in York County and has areas within designated flood zones, making flood insurance an important consideration for many homeowners. Maine law requires lenders to mandate flood insurance for properties in high-risk areas with federally backed mortgages.
What Does a Flood Insurance Agent in South Berwick Cost?
Typical flood insurance costs in Maine range from about 500 to 2,500 dollars per year for NFIP policies, depending on flood zone, building elevation, and coverage amount. Private policies may cost more or less based on risk. Costs vary by situation and property specifics. This is general information, not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a flood insurance agent in South Berwick do?
A flood insurance agent helps you assess your flood risk, compare policies from NFIP and private carriers, and complete the application process. They can explain elevation certificates and how local flood maps affect your premium.
Is flood insurance required in South Berwick Maine?
Flood insurance is not required by state law, but it is mandatory for properties in high-risk flood zones with a federally backed mortgage. Even in moderate-risk areas, many agents recommend coverage because flooding can happen outside mapped zones.
How do I find a flood insurance agent near me in South Berwick?
You can search online for licensed insurance agents in York County who specialize in flood coverage. The Maine Bureau of Insurance provides a directory of licensed agents. Ask about their experience with NFIP and private flood policies.
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About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Maine.