The top-rated flood insurance agent in Kennebunk, Maine is Caryn James - Seaside Insurance Agency, rated 5.0 stars across 87 reviews. Other highly rated options include Cole Harrison Insurance Agency, Lyons Agency for Insurance, Armor Insurance Service. This directory lists 14 flood insurance agents serving Kennebunk.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Caryn James - Seaside Insurance Agency | 56 Portland Rd #4 | (207) 985-9754 |
| 2 | Cole Harrison Insurance Agency | 83 Main St | (207) 985-3361 |
| 3 | Lyons Agency for Insurance | 135 Fletcher St # 950 | (207) 985-2901 |
| 4 | Armor Insurance Service | 109 Main St | (207) 640-2797 |
| 5 | Kennebunk Savings Insurance | 50 Portland Rd | (207) 985-2941 |
| 6 | Tracey Bricker - State Farm Insurance Agent | 45 Portland Rd Unit 3b | (207) 985-6969 |
| 7 | Axisassure Insurance Service | 35 Portland Rd | (207) 489-4370 |
| 8 | Nationwide Insurance: James T Harris | 69 York St STE 5 | (207) 985-2525 |
| 9 | Landing Insurance | 2 Christensen Ln | (207) 967-8070 |
| 10 | Lyons Agency Insurance: Ricker Lisa | 135 Fletcher St # 950 | — |
Caryn James - Seaside Insurance Agency serves Kennebunk, Maine, and the surrounding York County area as a dedicated flood insurance agent. The agency specializes in helping property owners secure essential flood coverage, particularly vital for homes and businesses in coastal and riverfront communities. Flood insurance policies here protect against storm surge and heavy rainfall damage. Specific services the agency handles include obtaining National Flood Insurance Program policies and advising clients on flood zone requirements.
At Cole Harrison Insurance Agency in Kennebunk, ME, flood insurance is provided to help property owners protect against water damage from storms and rising waters. Services include policy consultations to assess individual flood risk and enrollment in National Flood Insurance Program plans. The agency assists clients with understanding coverage limits, filing claims, and adjusting policies as needs change. Its service plans offer annual reviews to ensure adequate protection as flood maps update. The agency serves single-family homes, apartments, retail, and restaurants.
Lyons Agency for Insurance serves homeowners, businesses, and property managers in Kennebunk, Maine, by helping them secure flood insurance policies. It guides clients through the complexities of flood risk assessment and coverage options for structures in designated flood zones. The agency also assists with understanding federal requirements for mortgage compliance. In addition to serving Kennebunk, Lyons Agency for Insurance covers clients in the neighboring community of Kennebunkport along the southern Maine coast.
Armor Insurance Service serves Kennebunk and the surrounding communities in southern Maine. It handles flood insurance policies for residential and commercial properties in flood-prone areas. The agency explains coverage under the National Flood Insurance Program and helps clients adjust their limits to match rebuilding costs or mortgage requirements. Policies address storm surge and river flooding common to the region. Armor Insurance Service begins a typical job by reviewing the property’s flood zone designation and then matching the policy to the specific elevation and risk factors.
Kennebunk Savings Insurance provides flood insurance services on either a one-time or scheduled basis, depending on policy review needs. Their coverage helps protect Kennebunk, ME properties against flood damage through the National Flood Insurance Program. As an agent, they guide clients through required flood zone documentation and policy selections. Annual or as-needed consultations allow adjustments as flood maps or property values change. Service typically runs on a scheduled basis for renewals and as-needed with any flood risk updates.
Tracey Bricker - State Farm Insurance Agent in Kennebunk, Maine, specializes in flood insurance policies that cover residential and commercial properties against rising water damage. The agency also offers general personal and business insurance solutions, including auto, home, and liability coverage. It helps local clients assess their flood risk, particularly during Maine’s spring thaw, when melting snow and seasonal storms can cause unexpected water inundation in low-lying coastal areas.
Summertime in Kennebunk often brings sudden coastal storms that threaten homes with rising water. As a local flood insurance agent, Axisassure Insurance Service helps residents secure coverage tailored to these seasonal risks. The company guides property owners through the complexities of flood policies, from understanding zone designations to selecting appropriate levels of protection. Their work focuses on matching each client’s specific property needs with a suitable plan from the National Flood Insurance Program or a private market. The process begins with a thorough property inspection to assess potential vulnerabilities.
Nationwide Insurance: James T Harris provides residential and commercial flood insurance coverage to property owners in Kennebunk, Maine. The agency specializes in securing policies for structures in flood-prone areas, helping clients manage the risk of water damage from storms or rising waters. This local agent also offers supplemental coverage options to address gaps in standard homeowners policies. The office serves a variety of commercial sectors, including offices, warehouses, and food service establishments.
Landing Insurance serves as a flood insurance agent for residential properties in Kennebunk, Maine. The agency also provides commercial coverage options for local businesses needing protection against flood damage. Its service area extends throughout Kennebunk and the surrounding coastal communities. A claims representative helps policyholders document damages and navigate the filing process after a storm event. The company encourages clients to schedule follow-up visits annually to review coverage limits, ensuring policies remain adequate between regular seasonal check-ins.
What Does a a Flood Insurance Agent in Kennebunk Cost?
Flood insurance costs in Kennebunk depend on your property's flood risk, elevation, and deductible. NFIP rates for a standard home typically range from 700 to 2,000 dollars annually. Private insurers may offer different pricing. Costs can be higher for properties in high-risk zones like Zone AE or VE. This is general information and not insurance advice.
About flood insurance agents in Kennebunk
Flood insurance agents in Kennebunk help homeowners and businesses secure coverage through the National Flood Insurance Program (NFIP) or private insurers. Maine law requires agents to be licensed by the Maine Bureau of Insurance. Kennebunk properties near the Kennebunk River or the coast may need flood insurance for mortgage compliance.
Frequently Asked Questions
Do I need flood insurance in Kennebunk Maine?
If your property is in a FEMA-designated Special Flood Hazard Area (SFHA) and you have a federally backed mortgage, flood insurance is required. Even outside SFHAs, agents recommend coverage because Kennebunk experiences coastal storms and heavy rain.
What does a flood insurance agent do in Kennebunk?
An agent reviews your property's flood zone, explains NFIP and private policy options, and helps you complete the application. They also assist with elevation certificates and claims after a flood event.
How much does flood insurance cost in Kennebunk Maine?
Costs vary by flood zone, building elevation, and coverage amount. Typical NFIP policies range from 700 to 2,000 dollars per year for single-family homes. Private policies may be higher or lower. An agent can provide a quote.
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