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Flood Insurance Agents in Gorham, ME

Looking for a flood insurance agent in Gorham? Review the directory below to compare your options.

8 agents listed
Updated May 2026
Gorham, ME
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Maine before hiring.
Showing 8 flood insurance agents in Gorham, ME Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Chalmers Insurance Group
7 Railroad Ave, Gorham, ME 04038
(800) 360-3000 chalmersinsurancegroup.com
North Star Heritage Group: Allstate Insurance
36 Main St, Gorham, ME 04038
(207) 839-6600 agents.allstate.com
Gary Towle - State Farm Insurance Agent
39C Main St, Gorham, ME 04038
(207) 839-6585 garytowle.com
HealthMarkets Insurance - Aaron Landrum Manning
102 Main St Unit 2, Gorham, ME 04038
(207) 592-4987 healthmarkets.com
Woodman Mansfield Company
510 Main St Suite 109, Gorham, ME 04038
(207) 560-4740 woodmanmansfieldco.com
Trust Guard Insurance Services
15 Railroad Ave, Gorham, ME 04038
(207) 690-5465
Marsh McLennan Agency
64 Main St, Gorham, ME 04038
(207) 774-6257 marshmma.com
Clark Insurance, a Marsh & McLennan Agency LLC company
64 Main St, Gorham, ME 04038
(207) 774-6257 clarkinsurance.com

Flood insurance agents in Gorham Maine help property owners secure coverage through the National Flood Insurance Program and private carriers. Gorham is located in Cumberland County where many properties fall within FEMA flood zones. Maine law requires lenders to mandate flood insurance for properties in high-risk areas with federally backed mortgages.

What Does a Flood Insurance Agent in Gorham Cost?

In Maine the average annual flood insurance premium through the NFIP is around 700 to 1200 dollars but costs vary widely based on flood zone elevation deductible and building characteristics. A home in a high-risk zone with a low elevation may pay 2000 dollars or more per year while a home in a moderate-risk zone may pay under 500 dollars. Private flood insurance can sometimes be cheaper or more expensive depending on the risk profile. This is general information not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

Do I need flood insurance in Gorham Maine?
If your property is in a FEMA-designated Special Flood Hazard Area and you have a federally backed mortgage your lender will require flood insurance. Even outside high-risk zones flooding can occur from heavy rain or snowmelt so many homeowners choose voluntary coverage.
How do I find a flood insurance agent in Gorham?
You can search for licensed insurance agents in Gorham through the Maine Bureau of Insurance website or ask local real estate professionals for referrals. Agents who specialize in flood insurance can help you compare NFIP policies with private market options.