ADVERTISING DISCLOSURE: BeforeInsuranceUSA.com is an informational directory, not an insurance agency or broker. We do not sell insurance or provide insurance advice. No agent-client relationship is created by using this site. No agent listed on this site has paid for, authorized, or approved their listing. This is an advertisement.
Browse flood insurance agents serving Biddeford, Maine. Contact information and addresses listed below.
2 agents listed
Updated May 2026
Biddeford, ME
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Maine before hiring.
Showing 2 flood insurance agents in Biddeford, ME
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Rousseau Insurance Agency
334 Elm St, Biddeford, ME 04005
(207) 282-7568
rousseauinsurance.com
P&C Insurance
260 Main St Ste 1, Biddeford, ME 04005
(207) 283-1486
insurancepc.com
Flood insurance agents in Biddeford Maine help property owners secure coverage through the National Flood Insurance Program. Because Biddeford lies in a coastal flood zone and along the Saco River, many homes require flood insurance as a condition of a mortgage. Agents can explain the 30-day waiting period for new NFIP policies and how local elevation certificates affect premiums.
What Does a Flood Insurance Agent in Biddeford Cost?
The cost of flood insurance in Maine varies by property location, flood zone, and building characteristics. For a typical single-family home in Biddeford, annual premiums can range from 700 dollars for low-risk zones to over 2,500 dollars for high-risk coastal areas. Elevation certificates and deductible choices also affect the price. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a flood insurance agent in Biddeford do?
A flood insurance agent helps you find and purchase a flood insurance policy that meets your needs. They assess your property's flood risk, explain coverage limits, and guide you through the NFIP application process. They can also help you understand flood zone maps specific to Biddeford.
Is flood insurance required in Biddeford Maine?
Flood insurance is required if your property is in a high-risk flood zone and you have a federally backed mortgage. Even in moderate-risk zones, many lenders still require it. Biddeford participates in the NFIP, so policies are available through local agents.
How long does it take for a flood insurance policy to start in Maine?
Standard NFIP policies have a 30-day waiting period before coverage begins. This means you cannot buy a policy right before a storm and expect immediate protection. Plan ahead to ensure you are covered when you need it.
Free • No Obligation
Compare Flood Insurance Agents
Get matched with agents in Biddeford who handle your type of coverage.
Replace with iframe/embed code from your affiliate network
Affiliate Disclosure
The form above is provided by a third-party insurance marketing service. BeforeInsuranceUSA.com receives compensation when you submit a qualified inquiry. This is a free service with no obligation to hire any agent. Your information is collected and handled by the form provider according to their privacy policy.
Notice
BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Maine.