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Flood Insurance Agents in Clive, IA

Directory of flood insurance agents in Clive, Iowa. Verify credentials with the state department of insurance before hiring.

4 agents listed
Updated May 2026
Clive, IA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Iowa before hiring.
Showing 4 flood insurance agents in Clive, IA Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Absolute Insurance Agency, LLC
7400 University Ave Ste A, Clive, IA 50325
(515) 279-2722 insaia.com
The Dana Company
12345 University Ave #300, Clive, IA 50325
(515) 224-4391 thedanaco.com
Coverage Direct
1054 73rd St, Clive, IA 50324
(888) 411-1710 coveragedirect.com
Willis and Moore
12345 University Ave Ste 312, Clive, IA 50325
(515) 244-0156 willisandmoore.com

Flood insurance agents in Clive Iowa help homeowners and businesses secure coverage through the National Flood Insurance Program and private carriers. Iowa law requires flood insurance for properties in high-risk flood zones if the mortgage is backed by a federally regulated lender. An agent can explain your flood risk and find a policy that fits your needs.

What Does a Flood Insurance Agent in Clive Cost?

The cost of flood insurance in Iowa typically ranges from $500 to $2,500 per year for an NFIP policy, depending on the property's flood zone, elevation, and coverage amount. Private flood insurance may cost more or less based on risk factors. These are general estimates and your actual premium will vary. This information is for general guidance and is not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

Do I need flood insurance in Clive Iowa?
Flood insurance is not required by Iowa state law but is mandatory for properties in Special Flood Hazard Areas with a federally backed mortgage. Even outside these zones, flooding can occur so many property owners choose coverage for peace of mind.
What does a flood insurance agent do in Clive?
A flood insurance agent reviews your property's flood zone designation, explains policy options from the NFIP and private insurers, and helps you complete the application. They also advise on coverage limits and deductibles based on your specific risk.
How do I find a flood insurance agent near me in Clive?
You can search for licensed insurance agents in Clive through the Iowa Insurance Division website or ask for referrals from local real estate agents. Many independent agencies in the Des Moines metro area offer flood insurance services.