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Find Flood Insurance Agents Near You in Round Lake Beach, IL

Compare flood insurance agents in Round Lake Beach. Review contact information and insurance categorys before you decide.

3 agents listed
Updated May 2026
Round Lake Beach, IL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Illinois before hiring.
Showing 3 flood insurance agents in Round Lake Beach, IL Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Farmers Insurance - Consuelo Sanchez
111 W Rollins Rd Ste A, Round Lake Beach, IL 60073
(847) 305-5671 agents.farmers.com
Alamo Insurance & Financial Services, Inc.
119 W Rollins Rd, Round Lake Beach, IL 60073
(847) 740-1400 lakecountybestinsurance.com
National Family Insurance Agency
1522 N Cedar Lake Rd, Round Lake Beach, IL 60073
(312) 843-1568

Flood insurance agents in Round Lake Beach, Illinois help property owners secure coverage through the National Flood Insurance Program or private insurers. Illinois law requires lenders to mandate flood insurance for properties in high-risk flood zones. Agents can explain local flood maps and help you choose a policy that meets your needs.

What Does a Flood Insurance Agent in Round Lake Beach Cost?

The cost of flood insurance in Round Lake Beach varies based on flood zone, property elevation, and building characteristics. Average NFIP premiums in Illinois range from about $700 to $2,000 per year for a standard home. Higher-risk properties near water bodies may see premiums above $3,000. This is general information, not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

Is flood insurance required in Round Lake Beach Illinois?
Flood insurance is not required by Illinois state law for all properties. However, if your home is in a Special Flood Hazard Area and you have a federally backed mortgage, your lender will require flood insurance. Many properties near Round Lake and the Fox River may fall into these zones.
What does a flood insurance agent do in Round Lake Beach?
A flood insurance agent helps you assess your flood risk using local flood maps, explains policy options under the NFIP, and assists with filing claims. They can also advise on elevation certificates and flood mitigation measures specific to Lake County.
How long does it take to get flood insurance in Round Lake Beach?
NFIP policies typically have a 30-day waiting period before coverage begins. This is a federal requirement. Private flood insurance may have different waiting periods. Plan ahead to avoid gaps in coverage.