Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Illinois before hiring.
Showing 18 flood insurance agents in O'Fallon, IL
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Scott Huels - State Farm Insurance Agent
9 Eagle Center # 7, O'Fallon, IL 62269
(618) 632-3600
scotthuels.com
Rob Isringhausen - State Farm Insurance Agent
810 W Hwy 50, O'Fallon, IL 62269
(618) 589-9911
insurewithrob.com
Monica Vecera - State Farm Insurance Agent
630 Pierce Blvd #200, O'Fallon, IL 62269
(618) 632-4870
monicavecera.com
Elisa Hager - State Farm Insurance Agent
1315 W Hwy 50, O'Fallon, IL 62269
(618) 628-8800
elisahager.com
JGP Insurance Group, LLC
513 W Hwy 50, O'Fallon, IL 62269
(618) 228-0383
jgpinsurancegroup.com
Mike Morrill - State Farm Insurance Agent
102 Ruth Dr, O'Fallon, IL 62269
(618) 632-6943
mikemorrillinsurance.com
Jessica Harrison-Wilkins: Allstate Insurance
715 W Hwy 50, O'Fallon, IL 62269
(618) 632-1515
agents.allstate.com
Joe Wallace: Allstate Insurance
1214 Paragon Dr #1, O'Fallon, IL 62269
(618) 624-8937
agents.allstate.com
Derrick Lebryk - COUNTRY Financial Representative
1115 Frontage Rd Ste C, O'Fallon, IL 62269
(618) 622-3767
advisors.countryfinancial.com
Fischer-Going Insurance
717 W Hwy 50, O'Fallon, IL 62269
(618) 624-2100
fischergoinginsurance.com
Thoman Insurance Agency
800 S Lincoln Ave, O'Fallon, IL 62269
(618) 632-4061
Farmers Insurance - Keith Albers
1210 Paragon Dr # 1C, O'Fallon, IL 62269
(618) 206-6467
agents.farmers.com
Prindable Insurance
1449 Thouvenot Ln, O'Fallon, IL 62269
(618) 622-3332
Albers Agency Farmers Insurance and Financial Services
1220 Paragon Dr # 1C, O'Fallon, IL 62269
(618) 206-6467
sites.google.com
Risk 24/7 Insurance Agency
W Hwy 50, O'Fallon, IL 62269
(888) 684-7475
Mueller Schneidewind Koeneman
500 Southview Plaza #17, O'Fallon, IL 62269
(618) 624-5441
mskagency.com
Michael Schreffler - COUNTRY Financial Agent
1115 Frontage Rd Ste C, O'Fallon, IL 62269
(618) 622-3767
agents.countryfinancial.com
State Farm Insurance
105 W 1st St, O'Fallon, IL 62269
(618) 632-6943
statefarm.com
What Does a Flood Insurance Agent in O'Fallon Cost?
Flood insurance costs in Illinois vary by flood zone, building characteristics, and coverage amount. For an NFIP policy in O'Fallon, annual premiums typically range from 700 to 2,500 dollars for a standard single-family home in a low-to-moderate risk zone. High-risk zone properties may cost 1,500 to 4,000 dollars or more. Private market rates can differ. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
Do I need flood insurance in O'Fallon Illinois?
If your property is in a high-risk flood zone (A or V zones) and you have a federally backed mortgage, flood insurance is required. Even in moderate-risk areas, many homeowners choose coverage as 25 percent of flood claims come from low-risk zones. An agent can review your specific flood zone designation.
What does a flood insurance agent do in O'Fallon?
An agent helps you compare NFIP and private flood policies, explains coverage limits and deductibles, and assists with completing the application and elevation certificate. They also advise on waiting periods, which are typically 30 days for NFIP policies unless a purchase is related to a flood map change.
How much flood coverage can I get in Illinois?
NFIP offers up to 250,000 dollars for residential buildings and 100,000 dollars for contents. Private insurers may offer higher limits. An agent can help you determine the right amount based on your property value and risk.