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Browse flood insurance agents serving Frankfort, Illinois. Contact information and addresses listed below.
3 agents listed
Updated May 2026
Frankfort, IL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Illinois before hiring.
Showing 3 flood insurance agents in Frankfort, IL
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
James T. Shanahan Agency, Inc.
21237 LaGrange Rd, Frankfort, IL 60423
(815) 469-4545
sldins.com
Class A Insurance Agency
19350 S Harlem Ave Suite 201, Frankfort, IL 60423
(708) 328-5150
thomasiaquintainsurance.com
Allied Advantage Insurance Services
7777 W Lincoln Hwy Suite A, Frankfort, IL 60423
(708) 390-0244
alliedadvantageinsurance.com
Flood insurance agents in Frankfort, Illinois help homeowners and businesses secure coverage through the National Flood Insurance Program (NFIP) or private insurers. Illinois law requires flood insurance for properties in high-risk flood zones if they have a federally backed mortgage. Local agents understand Frankfort floodplain maps and can guide you on policy limits and deductibles.
What Does a Flood Insurance Agent in Frankfort Cost?
Flood insurance costs in Illinois vary by flood zone, elevation, and building characteristics. For an NFIP policy in Frankfort, annual premiums typically range from $700 to $2,500 for standard coverage, but high-risk properties may pay more. Private insurance can cost $400 to $1,800 per year depending on risk. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
Do I need flood insurance in Frankfort Illinois?
If your property is in a Special Flood Hazard Area (SFHA) and you have a federally backed mortgage, flood insurance is required by Illinois law. Even outside high-risk zones, flood insurance is recommended as 20% of flood claims come from low-risk areas.
What does a flood insurance agent do in Frankfort?
A flood insurance agent helps you assess your flood risk, compare NFIP and private policies, and complete the application. They also assist with elevation certificates and claims filing after a flood event.
How much flood insurance coverage can I get in Illinois?
NFIP offers up to $250,000 for residential buildings and $100,000 for contents. Private insurers may offer higher limits. Your agent can help you choose appropriate coverage based on your property value and risk.
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Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Illinois.