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Directory of flood insurance agents in Carpentersville, Illinois. Verify credentials with the state department of insurance before hiring.
8 agents listed
Updated May 2026
Carpentersville, IL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Illinois before hiring.
Showing 8 flood insurance agents in Carpentersville, IL
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Mark Sychowski - State Farm Insurance Agent
50 E Main St, Carpentersville, IL 60110
(847) 426-0099
markinsuresme.com
Hanway Insurance
365 Lake Marian Rd Suite 100, Carpentersville, IL 60110
(847) 893-5000
hanwayinsurance.com
Magnum Insurance Agency
118 N John F.Kennedy Dr, Carpentersville, IL 60110
(847) 645-2120
magnuminsurance.com
Jose Corral Inc American Family Insurance
1670 S Kennedy Dr, Carpentersville, IL 60110
(847) 428-2222
amfam.com
Insurance Xpress Agency
96 N John F.Kennedy Dr Suite 202, Carpentersville, IL 60110
(847) 258-4404
insurancexpress.net
Ibarra Agency LLC
150 S Kennedy Dr suite 5a, Carpentersville, IL 60110
Flood insurance agents in Carpentersville Illinois help homeowners and renters protect their property from flood damage. Illinois participates in the National Flood Insurance Program which means residents can purchase federally backed flood insurance. An agent can explain the 30 day waiting period for new NFIP policies and help you find the right coverage for your property near the Fox River.
What Does a Flood Insurance Agent in Carpentersville Cost?
Flood insurance costs in Illinois vary based on flood zone, property elevation, and coverage amount. For a standard NFIP policy in a low to moderate risk zone annual premiums often range from 500 to 1500 dollars. In high risk zones premiums can be 2000 dollars or more. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
Do I need flood insurance in Carpentersville Illinois?
If your property is in a FEMA designated Special Flood Hazard Area and you have a federally backed mortgage you are required to have flood insurance. Even outside high risk zones flooding can occur so many homeowners choose to buy a policy for peace of mind.
How does a flood insurance agent help me in Carpentersville?
A flood insurance agent reviews your property location and flood zone to recommend appropriate coverage limits. They can explain the difference between building property coverage and personal contents coverage. They also help you complete the required elevation certificate if needed.
What is the waiting period for flood insurance in Illinois?
There is usually a 30 day waiting period before a new NFIP flood insurance policy takes effect. Exceptions exist for loan closings or map changes. An agent can confirm the exact effective date for your policy.
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BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Illinois.