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Directory of flood insurance agents in Kihei, Hawaii. Verify credentials with the state department of insurance before hiring.
7 agents listed
Updated May 2026
Kihei, HI
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Hawaii before hiring.
Showing 7 flood insurance agents in Kihei, HI
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Keli'i Mawae - State Farm Insurance Agent
300 Ohukai Rd Suite #B321, Kihei, HI 96753
(808) 867-9446
whymawae.com
Matthew Cerizo: Allstate Insurance
320 Ohukai Rd STE 406, Kihei, HI 96753
(808) 879-4309
agents.allstate.com
Marianne Curry - State Farm Insurance Agent
1367 S Kihei Rd Ste 3-103, Kihei, HI 96753
(808) 875-2900
mariannecurry.com
Maui Insurance Services
2811 Ohina St, Kihei, HI 96753
(808) 633-6082
mauiinsuranceservices.com
First American Title Company, Inc.
535 Lipoa Pkwy Suite 127, Kihei, HI 96753
(808) 879-5706
local.firstam.com
Insurance Associates Inc
1847 S Kihei Rd STE 204, Kihei, HI 96753
(808) 879-1602
insuringhawaii.com
Insurance Factors
161 Wailea Ike Pl, Kihei, HI 96753
(808) 879-8122
Flood insurance agents in Kihei help residents and business owners understand their flood risk and secure coverage through the National Flood Insurance Program or private carriers. Hawaii law requires lenders to mandate flood insurance for properties in high-risk zones. Kihei sits in coastal and low-lying areas that are vulnerable to storm surge and heavy rain.
What Does a Flood Insurance Agent in Kihei Cost?
Typical flood insurance premiums in Kihei range from 700 to 2,500 dollars per year for an NFIP policy, depending on the flood zone, elevation, and building characteristics. Private market policies may offer lower rates or higher limits. Costs vary by situation and are subject to underwriting guidelines. This is general information, not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
Do I need flood insurance in Kihei, Hawaii?
If your property is in a Special Flood Hazard Area and you have a federally backed mortgage, your lender will require flood insurance. Even outside high-risk zones, flood damage is not covered by standard homeowners insurance.
What flood zones are common in Kihei?
Kihei includes zones AE and VE along the coast, as well as Zone X in lower-risk areas. Zone VE is for coastal high-hazard areas with wave action. Your agent can confirm your specific zone using FEMA flood maps.
How does Hawaii law affect flood insurance requirements?
Hawaii Revised Statutes Section 431:20-101 requires insurers to offer flood coverage for residential properties in designated flood zones. Agents must disclose flood risk and coverage options during the policy application process.
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About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Hawaii.