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Find Flood Insurance Agents Near You in Ewa Beach, HI

Directory of flood insurance agents in Ewa Beach, Hawaii. Verify credentials with the state department of insurance before hiring.

5 agents listed
Updated May 2026
Ewa Beach, HI
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Hawaii before hiring.
Showing 5 flood insurance agents in Ewa Beach, HI Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Frelynn Kahalehili - State Farm Insurance Agent
91-902 Fort Weaver Rd p103, Ewa Beach, HI 96706
(808) 689-7700 ewabeachinsurance.com
Colin Alos - State Farm Insurance Agent
91-1123 Keaunui Dr Ste 227, Ewa Beach, HI 96706
(808) 689-6899 alosinsurance.com
Rayna Toyama - State Farm Insurance Agent
91-3575 Iwikuamoo St #9005, Ewa Beach, HI 96706
(808) 674-4144 raynatoyama.com
Marc Dixon: Allstate Insurance
91-902 Fort Weaver Rd #205, Ewa Beach, HI 96706
(808) 689-9770 agents.allstate.com
Assure Plus Insurance HI
265 Fort Weaver Rd, Ewa Beach, HI 96706
(808) 646-2307

Flood insurance agents in Ewa Beach help homeowners and businesses understand their flood risk and secure coverage through the National Flood Insurance Program or private insurers. Hawaii law requires lenders to mandate flood insurance for properties in high-risk flood zones. Local agents know Ewa Beach specific flood maps and can guide you through the policy process.

What Does a Flood Insurance Agent in Ewa Beach Cost?

Typical flood insurance costs in Ewa Beach range from 700 to 2,000 dollars per year for an NFIP policy, depending on flood zone, building elevation, and coverage amount. Private market policies may cost more or less. Premiums can increase after map updates or claims history. This is general information, not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

Is flood insurance required for homes in Ewa Beach?
Yes, if your property is in a Special Flood Hazard Area as shown on FEMA flood maps. Lenders typically require it for mortgages. Even outside high-risk zones, flooding can occur due to heavy rain or storm surge.
What does a flood insurance agent in Ewa Beach do?
An agent reviews your property flood zone, explains coverage options under the NFIP or private market, and helps you choose a policy. They also assist with filing claims and understanding Hawaii specific flood regulations.
How long does it take to get flood insurance in Ewa Beach?
NFIP policies have a 30-day waiting period before coverage begins, unless the policy is required for a new mortgage. Private insurers may offer shorter waiting times. Always plan ahead for hurricane season.