The top-rated flood insurance agent in Rome, Georgia is Matt Medley - State Farm Insurance Agent, rated 5.0 stars across 594 reviews. Other highly rated options include Hitchcock Insurance Group: Allstate Insurance, Melissa Eldridge - State Farm Insurance Agent, Acceptance Insurance. This directory lists 19 flood insurance agents serving Rome.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Matt Medley - State Farm Insurance Agent | 903 W 1st St NE | (706) 291-2651 |
| 2 | Hitchcock Insurance Group: Allstate Insurance | 300 E 6th Ave | (706) 509-2000 |
| 3 | Melissa Eldridge - State Farm Insurance Agent | 415 Shorter Ave NW SW | (706) 234-5333 |
| 4 | Acceptance Insurance | 426 Shorter Ave NW A | (706) 715-7015 |
| 5 | Velox Insurance | 2204 Shorter Ave NW STE 10 | (706) 622-6772 |
| 6 | Talley Insurance Services | 901 N Broad St #150 | (706) 291-4207 |
| 7 | Brandon Burke - State Farm Insurance Agent | 2 Shorter Ave NW | (706) 235-8891 |
| 8 | Coffey Agencies Inc. | 1703 Turner McCall Blvd | (706) 784-6511 |
| 9 | Coosa Valley Financial Group, Inc. | 413 Shorter Ave NW # 107 | (706) 235-2289 |
| 10 | Alfa Insurance - Ben McWhorter Agency | 601 E 1st St | (706) 234-8686 |
Matt Medley, a State Farm Insurance agent serving Rome, Georgia, and the surrounding Floyd County area, specializes in providing flood insurance policies for local residents and business owners. His agency helps clients understand the particular flood risks common to this region, including those from nearby rivers and heavy seasonal rains. By evaluating each property’s location and potential exposure, the agency assists homeowners, renters, and commercial operators with securing the appropriate National Flood Insurance Program coverage. Specific services offered include new policy applications and detailed risk assessments for flood-prone properties.
Hitchcock Insurance Group: Allstate Insurance in Rome, GA, provides flood insurance policies for residential and commercial clients. The agency offers risk assessment consultations and assists with policy renewals to maintain continuous coverage. Claims filing support is available to guide property owners through the process after water-related damage occurs. The team helps evaluate coverage limits based on local flood zones and property elevations. Regular policy reviews are conducted to adjust plans as needed. The agent services single-family homes, apartments, retail spaces, and restaurants.
Homeowners, businesses, and property managers in Rome, Georgia work with Melissa Eldridge - State Farm Insurance Agent for flood insurance coverage. This agency helps clients understand the specific risks of flooding in Northwest Georgia and how flood insurance differs from standard property policies. The agent assists with selecting appropriate coverage limits and filing any necessary claims following water damage events. Services extend to homeowners and commercial property owners in nearby communities such as Lindale within the broader Rome metro area, ensuring local flood protection options remain accessible.
Acceptance Insurance serves the Rome, Georgia area, specializing in flood insurance coverage for residential and commercial properties. The agency guides property owners through the process of securing protection against potential flood damage, helping to assess risks and identify suitable policy options. It works with both standard and excess flood policies to meet diverse needs. The company handles preferred risk policies for lower-hazard zones and standard-rated policies for higher-risk areas.
Velox Insurance serves Rome, Georgia, and the surrounding communities of Floyd County, handling flood insurance policies for residential and commercial properties. It assists property owners in securing coverage through federal and private programs to address potential water damage from storms and rising water. The firm assesses individual property risk and flood zone designations to recommend appropriate policy limits. Its process involves reviewing elevation data and local flood maps to tailor protection. The agent works directly with clients to complete applications and explain policy terms, ensuring all necessary documentation is submitted correctly.
A flood insurance policy from an agent can be a one-time purchase for a single property, or it can be a recurring annual service that automatically renews for ongoing protection. Talley Insurance Services in Rome, GA helps property owners understand the coverage needed to safeguard homes and businesses from flood damage. This service typically runs on a scheduled, annual basis with each policy renewal cycle.
Brandon Burke - State Farm Insurance Agent in Rome, GA offers specialized flood insurance policies designed to protect residential and commercial properties from water damage. The agency also provides general coverage options including auto, home, life, and business insurance. Navigating flood zone regulations and securing adequate protection for homes near rivers or low-lying areas is a primary focus. This agent helps clients understand policy limits and deductibles before storms hit, particularly during the spring rainy season or after heavy snowfall melts.
In Rome, GA, the threat of flash flooding from spring storms and heavy rainfall often places properties at risk. Coffey Agencies Inc. provides local flood insurance policies designed to protect homeowners and businesses from these costly water damage events. Their team assists clients in understanding federal program requirements and selecting appropriate coverage limits for their specific properties. To begin the process, they conduct a thorough on-site inspection of the building's elevation and flood zone designation.
Coosa Valley Financial Group, Inc. assists clients in Rome, GA, with securing essential property coverage. Its operations specialize in flood insurance, protecting residential and commercial structures from water damage common to the region’s flood zones. The agency focuses on policies that address risks not covered by standard property plans. It can arrange flood protection for various commercial sectors, including offices, warehouses, and food service operations.
What Does a a Flood Insurance Agent in Rome Cost?
Annual flood insurance premiums in Rome, Georgia typically range from 500 to 2,000 dollars for a standard home in a moderate risk zone. Properties in high risk flood zones may cost 1,500 to 4,000 dollars or more. Costs depend on your homes elevation, flood zone, and coverage amount. This is general information, not insurance advice.
About flood insurance agents in Rome
Flood insurance agents in Rome, Georgia help property owners secure coverage through the National Flood Insurance Program or private insurers. Georgia law requires flood insurance for properties in high-risk flood zones if they have a federally backed mortgage. Local agents understand the specific flood risks near the Etowah and Oostanaula rivers.
Frequently Asked Questions
Do I need flood insurance if I live outside a flood zone in Rome?
Even properties outside high-risk zones can flood. Many Rome homeowners choose flood insurance for peace of mind. Georgia law does not require it outside flood zones, but lenders may still ask for coverage.
How does a flood insurance agent help with claims in Georgia?
An agent can explain your policy coverage and help you document damage after a flood. Georgia law gives you 60 days to file a proof of loss with your insurer. The agent can guide you through this process.
What is the waiting period for flood insurance in Georgia?
Standard NFIP policies have a 30 day waiting period before coverage starts. This applies to all new policies in Georgia. You cannot get same day coverage for an approaching storm.
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