The top-rated flood insurance agent in Lawrenceville, Georgia is Nicole Billings-Turner - State Farm Insurance Agent, rated 5.0 stars across 1,666 reviews. Other highly rated options include InsuranceHub Leavitt Agency, Trent Lewis - State Farm Insurance Agent, Velox Insurance. This directory lists 20 flood insurance agents serving Lawrenceville.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Nicole Billings-Turner - State Farm Insurance Agent | 1950 Riverside Pkwy e | (770) 448-5100 |
| 2 | InsuranceHub Leavitt Agency | 1720 Lakes Pkwy | (770) 497-1200 |
| 3 | Trent Lewis - State Farm Insurance Agent | 1245 Pleasant Hill Rd | (678) 206-2200 |
| 4 | Velox Insurance | 1956 Duluth Hwy a103 | (678) 951-0644 |
| 5 | Jeremy Higginbotham - State Farm Insurance Agent | 120 S Perry St | (678) 226-4500 |
| 6 | TOP Insurance LLC - Lawrenceville | 3664 Club Dr Ste 202 | (470) 299-5825 |
| 7 | Farmers Insurance - Kristi Sill | 295 Culver St S suite a | (678) 733-9522 |
| 8 | David Martinez - State Farm Insurance Agent | 1475 Buford Dr Suite 503 | (470) 226-2928 |
| 9 | Cowart Insurance Agency | 1000 Hurricane Shoals Rd NE Suite B-600 | (770) 339-0447 |
| 10 | Eagle Insurance Agency | 3522 Club Dr STE.2C | (678) 205-4600 |
Nicole Billings-Turner - State Farm Insurance Agent provides comprehensive flood insurance options for properties in Lawrenceville, Georgia. Its service and maintenance plans include personalized risk assessments and policy reviews to ensure adequate coverage against flood damage. Regular consultations help clients understand their policy details and adjust coverage as needed. The company services a variety of property types, including single-family homes, apartments, retail spaces, and restaurants.
InsuranceHub Leavitt Agency serves the Lawrenceville and Gwinnett County area as a flood insurance agent. It assists property owners in obtaining coverage to protect against structural and content damage from rising waters. The agency helps clients understand federal flood program requirements and the limitations of standard homeowner policies regarding water damage. Services include assessing building replacement costs and identifying appropriate policy limits for residential and commercial properties. The agency specifically handles claims assistance for policyholders and annual policy reviews for renewals.
Trent Lewis - State Farm Insurance Agent in Lawrenceville, GA serves homeowners, businesses, and property managers seeking flood insurance policies that meet National Flood Insurance Program requirements. The agency helps clients understand flood zone designations and coverage limits for residential and commercial structures. Flood insurance services include assessing property flood risk, explaining policy exclusions, and assisting with claims filing after storm events. Trent Lewis also provides coverage for properties in nearby communities throughout Gwinnett County and the broader Atlanta metropolitan area.
Velox Insurance serves Rome, Georgia, and the surrounding communities of Floyd County, handling flood insurance policies for residential and commercial properties. It assists property owners in securing coverage through federal and private programs to address potential water damage from storms and rising water. The firm assesses individual property risk and flood zone designations to recommend appropriate policy limits. Its process involves reviewing elevation data and local flood maps to tailor protection. The agent works directly with clients to complete applications and explain policy terms, ensuring all necessary documentation is submitted correctly.
Jeremy Higginbotham, a State Farm Insurance agent in Lawrenceville, GA, serves clients across Gwinnett County and the surrounding metro Atlanta communities. The agency handles residential and commercial flood insurance policies, helping property owners secure coverage to protect against water damage from storms and rising waters. Their approach begins with a thorough assessment of each property’s flood zone risk and replacement value. From there, a suitable policy is selected, and the agent clearly explains the coverage limits and the claims process to ensure the client understands their protection.
Some flood insurance needs are one-time, such as when closing on a property, while others require scheduled renewal to maintain continuous coverage. TOP Insurance LLC - Lawrenceville helps clients determine federal flood maps and policy requirements for the local Lawrenceville area. A typical agent assesses specific property risks and explains coverage differences between federal and private policies. This service is provided on either a one-time consultation basis or an as-needed basis when policy questions arise or flood zones change.
Farmers Insurance - Kristi Sill provides specialized coverage as a flood insurance agent in Lawrenceville, GA. It assists residential and commercial clients in assessing their flood risk and securing policies tailored to properties in flood-prone zones. The agency handles general insurance services, including policy review and enrollment support, for the local community. It helps homeowners and business owners prepare for spring storm seasons when heavy rains often elevate the risk of flash flooding and water damage.
As spring rains arrive in Lawrenceville, flooding becomes a growing concern for many homeowners and renters. David Martinez - State Farm Insurance Agent provides local flood insurance coverage to help property owners prepare for potential water damage from storms and rising waters. Policies through this agency can protect against structural damage, basement flooding, and loss of personal belongings caused by flooding events common to the area. A complete initial assessment of individual coverage needs is offered during a free property inspection to determine appropriate policy limits.
Cowart Insurance Agency assists property owners in Lawrenceville, GA with securing essential coverage against flooding damage. The agency specializes in tailoring flood insurance policies to protect residential and commercial real estate investments in a region prone to water risk. Beyond standard policies, the agents evaluate individual building structures to recommend appropriate supplemental wind and water back-up endorsements. The commercial client base includes offices, warehouses, and food service establishments that require customized business interruption and contents protection.
Eagle Insurance Agency in Lawrenceville, Georgia, serves homeowners, businesses, and property managers seeking financial protection against flood damage. The company assists clients in obtaining policies that cover structures and contents, addressing the specific flood risks common to properties in Gwinnett County. Understanding that standard homeowners insurance typically excludes flood damage, the agency helps customers navigate available federal and private options. Flood insurance remains a crucial consideration for any property near waterways or in designated flood zones. The firm also extends its services to clients in the nearby Suwanee area.
What Does a a Flood Insurance Agent in Lawrenceville Cost?
The cost of flood insurance in Lawrenceville, Georgia varies based on your property's flood zone, elevation, and coverage amount. NFIP policies average between 700 and 2000 dollars per year for standard residential coverage. Private flood insurance may offer lower rates or higher limits. An agent can provide quotes specific to your property. This is general information and not insurance advice.
About flood insurance agents in Lawrenceville
Flood insurance agents in Lawrenceville, Georgia help homeowners and renters secure policies through the National Flood Insurance Program or private insurers. Georgia law does not require flood insurance for all properties, but lenders often mandate it for homes in high-risk flood zones. Lawrenceville properties near the Yellow River or other waterways may face elevated flood risk, making an agent a valuable resource for navigating coverage options.
Frequently Asked Questions
Do I need flood insurance in Lawrenceville, Georgia?
Flood insurance is not required by Georgia state law for all properties. However, if your home is in a Special Flood Hazard Area designated by FEMA and you have a federally backed mortgage, your lender will require it. An agent can help you determine your flood zone and coverage needs.
What does a flood insurance policy in Georgia typically cover?
A standard flood insurance policy covers structural damage to your home and damage to personal belongings from flooding. It does not cover temporary housing costs or items in basements. Coverage limits are set by the NFIP up to 250000 dollars for the building and 100000 dollars for contents.
How long does it take for a flood insurance policy to take effect in Georgia?
There is typically a 30-day waiting period after purchase before a flood insurance policy goes into effect. This applies to both NFIP and most private flood policies. Plan ahead and do not wait until a storm is approaching to buy coverage.
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