ADVERTISING DISCLOSURE: BeforeInsuranceUSA.com is an informational directory, not an insurance agency or broker. We do not sell insurance or provide insurance advice. No agent-client relationship is created by using this site. No agent listed on this site has paid for, authorized, or approved their listing. This is an advertisement.
Directory of flood insurance agents in Cumming, Georgia. Verify credentials with the state department of insurance before hiring.
3 agents listed
Updated May 2026
Cumming, GA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Georgia before hiring.
Showing 3 flood insurance agents in Cumming, GA
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Bradford Turner Insurance Group LLC, A Division of Biltmore Insurance
309 Pirkle Ferry Rd Suite E300, Cumming, GA 30040
(678) 456-8321
bradfordturner.com
Liz Heath - State Farm Insurance Agent
1445 Haw Creek Cir E STE 502, Cumming, GA 30041
(770) 406-8194
lizheathsf.com
Bowers Insurance Group, LLC
110 Samaritan Dr Ste. 107 Ste. 107, Cumming, GA 30040
(770) 442-0101
bowersinsurancegroup.com
Flood insurance agents in Cumming Georgia help homeowners and businesses secure coverage through the National Flood Insurance Program or private insurers. Georgia law requires flood insurance for properties in high-risk flood zones with a federally backed mortgage. Forsyth County participates in the NFIP Community Rating System which can reduce premiums for residents.
What Does a Flood Insurance Agent in Cumming Cost?
The average cost of flood insurance in Georgia through the NFIP is around $700 to $1,200 per year for a standard policy. Premiums depend on your property's flood zone elevation building characteristics and deductible. Private flood insurance may cost more or less depending on risk. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
Is flood insurance required in Cumming Georgia?
Flood insurance is not required by state law but is mandatory for properties in Special Flood Hazard Areas with a federally backed mortgage. Cumming properties in Zone A or AE on FEMA maps typically need coverage.
What does a flood insurance agent in Cumming do?
A flood insurance agent helps you assess your flood risk using FEMA flood maps for Forsyth County. They explain policy options including building and contents coverage and assist with the application process.
How long does it take to get flood insurance in Georgia?
Standard NFIP policies have a 30-day waiting period before coverage begins. Private flood insurance may have shorter waiting periods. It is important to plan ahead and not wait until a storm is approaching.
Free • No Obligation
Compare Flood Insurance Agents
Get matched with agents in Cumming who handle your type of coverage.
Replace with iframe/embed code from your affiliate network
Affiliate Disclosure
The form above is provided by a third-party insurance marketing service. BeforeInsuranceUSA.com receives compensation when you submit a qualified inquiry. This is a free service with no obligation to hire any agent. Your information is collected and handled by the form provider according to their privacy policy.
Notice
BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Georgia.