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Compare Flood Insurance Agents in Homosassa, FL

Compare flood insurance agents in Homosassa. Review contact information and insurance categorys before you decide.

11 agents listed
Updated May 2026
Homosassa, FL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Florida before hiring.
Showing 11 flood insurance agents in Homosassa, FL Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Ed Buckley - State Farm Insurance Agent
3916 S Suncoast Blvd, Homosassa, FL 34448
(352) 628-6944 edbuckleysf.com
GreatFlorida Insurance: Beau Barry
3928 S Suncoast Blvd, Homosassa, FL 34448
(352) 400-4227 homosassa.greatflorida.com
Sheldon-Palmes Insurance
8469 W Grover Cleveland Blvd, Homosassa, FL 34448
(352) 628-1030 sheldonpalmesinsurance.com
Brightway, The Wilson Agency, Nature Coast
5335 S Suncoast Blvd, Homosassa, FL 34446
(352) 565-7698 brightway.com
Atlas Insurance Services, LLC
4550 S Suncoast Blvd, Homosassa, FL 34446
(352) 621-0140 atlasinsuranceservicesllc.com
Stewart Title Company - Homosassa
4771 S Suncoast Blvd, Homosassa, FL 34446
(352) 628-3800 stewart.com
Whiting Agency
5490 S Suncoast Blvd, Homosassa, FL 34446
(352) 621-3288 whitingagencynorth.com
Steve Centola Insurance
8110 S Suncoast Blvd, Homosassa, FL 34446
(352) 382-2551 stevecentola.com
Affordable Auto Insurance Agency
5440-5562 S Oakridge Dr, Homosassa, FL 34448
(239) 426-9380
Insurance Den
8120 S Suncoast Blvd, Homosassa, FL 34446
(352) 628-2331
Bell Family Insurance
5388 S Suncoast Blvd, Homosassa, FL 34446
(352) 628-6168

Flood insurance agents in Homosassa, Florida help homeowners and businesses secure coverage required by lenders and local flood zone regulations. Florida law mandates that properties in high-risk flood zones carry flood insurance if they have a federally backed mortgage. Agents can explain the National Flood Insurance Program (NFIP) and private flood insurance options available in Citrus County.

What Does a Flood Insurance Agent in Homosassa Cost?

Flood insurance costs in Homosassa vary based on flood zone, property elevation, and coverage amount. NFIP policies average between $700 and $2,000 per year for standard coverage, but premiums can be higher in high-risk areas. Private flood insurance may offer lower rates or higher limits depending on your property. This is general information, not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

Do I need flood insurance in Homosassa Florida?
If your property is in a Special Flood Hazard Area (SFHA) as shown on FEMA flood maps, your lender will likely require flood insurance. Even outside high-risk zones, flooding can occur, so many residents choose coverage for peace of mind.
What does a flood insurance agent do in Homosassa?
A flood insurance agent reviews your property location, flood zone designation, and coverage needs. They help you compare NFIP policies with private flood insurance options and assist with filing claims after a flood event.
How long does it take to get flood insurance in Homosassa?
NFIP policies typically have a 30-day waiting period before coverage begins. However, if you are buying a home with a new mortgage, the waiting period may be waived. Private insurers may have different rules.