The top-rated flood insurance agent in Holiday, Florida is Insurance Benefit Navigators, rated 5.0 stars across 359 reviews. Other highly rated options include Freeway Insurance, Brightway Insurance, The Holiday Agency, Steve Bennett - State Farm Insurance Agent. This directory lists 10 flood insurance agents serving Holiday.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Insurance Benefit Navigators | 3436 US-19 | (727) 491-7260 |
| 2 | Freeway Insurance | 3345 US-19 | (727) 203-7003 |
| 3 | Brightway Insurance, The Holiday Agency | 1004 US Hwy 19 N #103 | (727) 722-9400 |
| 4 | Steve Bennett - State Farm Insurance Agent | 1004 US Hwy 19 N STE 101 | (727) 937-3291 |
| 5 | Trinity Insurance Service | 2435 US-19 #200 | (813) 595-3903 |
| 6 | Plymouth Insurance Agency | 2739 US-19 | (727) 682-4040 |
| 7 | Lion Insurance Company | 2739 US Hwy 19 North, 2739 US-19 | (727) 682-0155 |
| 8 | Morrison Insurance Agency | 2435 US-19 Suite 303 | (813) 641-4467 |
| 9 | Holiday Office | 1401 Blue Marlin Blvd | (727) 202-1043 |
| 10 | Q-sure | 2435 US-19 Suite 216 | (727) 497-7433 |
What Does a a Flood Insurance Agent in Holiday Cost?
Flood insurance costs in Florida vary widely based on flood zone, building elevation, and coverage amount. For a standard NFIP policy, annual premiums typically range from 700 to 2,500 dollars for a single-family home in a moderate-risk zone. Homes in high-risk zones or with low elevation may cost 3,000 dollars or more per year. Private flood insurance may offer different rates. This is general information and not insurance advice.
About flood insurance agents in Holiday
Flood insurance agents in Holiday, Florida help property owners protect against flood damage. Florida law requires flood insurance for homes in high-risk flood zones with a federally backed mortgage. Holiday is near the Gulf Coast and faces storm surge risks, making flood coverage a key consideration for local homeowners and renters.
Frequently Asked Questions
Do I need flood insurance in Holiday Florida?
If your home is in a FEMA-designated high-risk flood zone and you have a federally backed mortgage, your lender will require flood insurance. Even in low-risk zones, many property owners choose coverage because Holiday is prone to heavy rain and storm surge.
What does a flood insurance agent do in Holiday?
A flood insurance agent helps you understand your flood risk, choose a policy from the National Flood Insurance Program or a private carrier, and complete the application. They also explain coverage limits, deductibles, and the 30-day waiting period before coverage begins.
How long does it take to get flood insurance in Florida?
Standard NFIP policies have a 30-day waiting period from the date of purchase before coverage starts. This waiting period applies unless the policy is bought in connection with a new home purchase or a loan closing. Plan ahead to avoid gaps in coverage.
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