Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Florida before hiring.
Showing 9 flood insurance agents in Holiday, FL
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Insurance Benefit Navigators
3436 US-19, Holiday, FL 34691
(727) 491-7260
joinibn.com
Freeway Insurance
3345 US-19, Holiday, FL 34691
(727) 203-7003
locations.freeway.com
Brightway Insurance, The Holiday Agency
1004 US Hwy 19 N #103, Holiday, FL 34691
(727) 722-9400
brightway.com
Steve Bennett - State Farm Insurance Agent
1004 US Hwy 19 N STE 101, Holiday, FL 34691
(727) 937-3291
agentsbennett.com
Trinity Insurance Service
2435 US-19 #200, Holiday, FL 34691
(813) 595-3903
trinityinsuranceservice.com
Plymouth Insurance Agency
2739 US-19, Holiday, FL 34691
(727) 682-4040
plymouthinsuranceagency.com
Morrison Insurance Agency
2435 US-19 Suite 303, Holiday, FL 34691
(813) 641-4467
morrinsga.com
Holiday Office
1401 Blue Marlin Blvd, Holiday, FL 34691
(727) 202-1043
Q-sure
2435 US-19 Suite 216, Holiday, FL 34691
(727) 497-7433
What Does a Flood Insurance Agent in Holiday Cost?
Flood insurance costs in Florida vary widely based on flood zone, building elevation, and coverage amount. For a standard NFIP policy, annual premiums typically range from 700 to 2,500 dollars for a single-family home in a moderate-risk zone. Homes in high-risk zones or with low elevation may cost 3,000 dollars or more per year. Private flood insurance may offer different rates. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
Do I need flood insurance in Holiday Florida?
If your home is in a FEMA-designated high-risk flood zone and you have a federally backed mortgage, your lender will require flood insurance. Even in low-risk zones, many property owners choose coverage because Holiday is prone to heavy rain and storm surge.
What does a flood insurance agent do in Holiday?
A flood insurance agent helps you understand your flood risk, choose a policy from the National Flood Insurance Program or a private carrier, and complete the application. They also explain coverage limits, deductibles, and the 30-day waiting period before coverage begins.
How long does it take to get flood insurance in Florida?
Standard NFIP policies have a 30-day waiting period from the date of purchase before coverage starts. This waiting period applies unless the policy is bought in connection with a new home purchase or a loan closing. Plan ahead to avoid gaps in coverage.