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Find Flood Insurance Agents in North Stonington, CT

Looking for a flood insurance agent in North Stonington? Review the directory below to compare your options.

2 agents listed
Updated May 2026
North Stonington, CT
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Connecticut before hiring.
Showing 2 flood insurance agents in North Stonington, CT Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Farmers Insurance - Michael Urgo
240 Norwich-Westerly Rd, North Stonington, CT 06359
(860) 415-6240 agents.farmers.com
Urgo Agency
240 Norwich-Westerly Rd Unit 4, North Stonington, CT 06359
(860) 415-6240 urgoagency.com

Flood insurance agents in North Stonington help property owners understand their risk and secure coverage through the National Flood Insurance Program. Connecticut law requires flood insurance for properties in high-risk zones if they have a federally backed mortgage. Local agents can guide you through elevation certificates and flood map updates specific to the Pawcatuck River area.

What Does a Flood Insurance Agent in North Stonington Cost?

Flood insurance costs in Connecticut typically range from 700 to 2,500 dollars per year for an NFIP policy, depending on flood zone, building characteristics, and deductible. Private market policies may offer different pricing. Rates are set by the NFIP or private carriers and vary by individual risk assessment. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a flood insurance agent in North Stonington do?
A flood insurance agent helps you assess your flood risk and choose an NFIP or private policy. They can review your property's flood zone designation and assist with elevation certificate requirements.
Is flood insurance required in North Stonington Connecticut?
Flood insurance is required by federal law for properties in Special Flood Hazard Areas that have a mortgage from a federally regulated lender. North Stonington participates in the NFIP, so policies are available through local agents.
How do I find a flood insurance agent in North Stonington?
You can search for licensed insurance agents in North Stonington through the Connecticut Insurance Department website. Many local agencies offer flood insurance consultations and can explain coverage options for your specific property.