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Flood Insurance Agents in Mystic, CT

Browse flood insurance agents serving Mystic, Connecticut. Contact information and addresses listed below.

3 agents listed
Updated May 2026
Mystic, CT
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Connecticut before hiring.
Showing 3 flood insurance agents in Mystic, CT Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Farmers Insurance - Wendy Love
31 Willow St, Mystic, CT 06355
(860) 440-8994 agents.farmers.com
Grover Insurance LLC
11 Masons Island Rd #3, Mystic, CT 06355
(860) 536-2644 groverinsurance.com
Robert M. Phillips: Allstate Insurance
39 Whitehall Ave, Mystic, CT 06355
(860) 572-7773 agents.allstate.com

Mystic Connecticut sits along the coast and the Mystic River making flood insurance a key consideration for homeowners and businesses. Connecticut law requires lenders to mandate flood insurance for properties in high-risk flood zones. A local flood insurance agent can help you understand your risk and select a policy that meets your needs.

What Does a Flood Insurance Agent in Mystic Cost?

The cost of flood insurance in Connecticut varies by flood zone property elevation and coverage amount. For an NFIP policy in a low-risk zone annual premiums often range from 600 to 1,200 dollars. In high-risk zones premiums can exceed 2,000 dollars per year. Private market policies may offer different pricing. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

Do I need flood insurance in Mystic Connecticut?
If your property is in a Special Flood Hazard Area designated by FEMA your mortgage lender will likely require flood insurance. Even outside high-risk zones flooding can occur so many property owners choose to purchase a policy for protection.
What does a flood insurance policy in Connecticut cover?
A standard National Flood Insurance Program policy covers structural damage and contents up to policy limits. It does not cover temporary housing or damage from sewer backups unless directly caused by flooding. An agent can explain the specific coverage details.
How do I find a flood insurance agent in Mystic?
You can search the NFIP agent locator or ask local real estate professionals for recommendations. An agent licensed in Connecticut can help you compare NFIP and private flood insurance options for your property.