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Find Flood Insurance Agents Near You in Fountain, CO

Looking for a flood insurance agent in Fountain? Review the directory below to compare your options.

5 agents listed
Updated May 2026
Fountain, CO
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Colorado before hiring.
Showing 5 flood insurance agents in Fountain, CO Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Kreg Kell - State Farm Insurance Agent
6873 Mesa Ridge Pkwy, Fountain, CO 80817
(719) 390-6100 myfountainagent.com
Farmers Insurance - Brando Medina Bonilla
6328 S U.S. Hwy 85 87, Fountain, CO 80817
(719) 548-8508 agents.farmers.com
Chad Atherton - State Farm Insurance Agent
6724 Camden Blvd, Fountain, CO 80817
(719) 393-6001 yourcoloradospringsinsurance.com
Cheryl Branch American Family Insurance
315 S Santa Fe Ave, Fountain, CO 80817
(719) 382-4900 amfam.com
Superb Insurance Services
404 N Santa Fe Ave, Fountain, CO 80817
(719) 349-5562

Flood insurance agents in Fountain, Colorado help property owners understand their risk and secure coverage through the National Flood Insurance Program. Because Fountain is located in a floodplain zone, many lenders require flood insurance for mortgages. Colorado law does not mandate flood insurance, but agents can guide you on federal requirements and private market options.

What Does a Flood Insurance Agent in Fountain Cost?

In Colorado, flood insurance premiums through the NFIP typically range from 500 to 3,000 dollars per year for a standard policy. Private insurers may offer different rates. Costs depend on your property's flood risk, deductible, and coverage limits. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

Do I need flood insurance in Fountain Colorado?
Flood insurance is not required by Colorado state law, but your mortgage lender may require it if your property is in a high-risk flood zone. Agents can review your flood map designation and advise accordingly.
What does a flood insurance agent do in Fountain?
A flood insurance agent helps you assess your flood risk, compare policies from the NFIP and private insurers, and complete the application. They also assist with claims and policy renewals.
How much does flood insurance cost in Fountain Colorado?
Costs vary based on your property's flood zone, elevation, and coverage amount. Typical annual premiums range from 500 to 2,000 dollars for standard policies. Agents provide quotes specific to your home.