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Directory of flood insurance agents in Windsor, California. Verify credentials with the state department of insurance before hiring.
5 agents listed
Updated May 2026
Windsor, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of California before hiring.
Showing 5 flood insurance agents in Windsor, CA
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Renee Hyde - State Farm Insurance Agent
9082 Windsor Rd, Windsor, CA 95492
(707) 837-7500
reneehyde.com
Farmers Insurance - Jack Woo Jr
92 Windsor River Rd, Windsor, CA 95492
(707) 620-0172
agents.farmers.com
Gary Senneff - State Farm Insurance Agent
9082 Windsor Rd, Windsor, CA 95492
(707) 542-8148
senneffinsurance.com
Farmers Insurance - Fernando Marron
9940 Starr Rd # 180, Windsor, CA 95492
(707) 836-9790
agents.farmers.com
Lehr Insurance Agency, Inc.: Allstate Insurance
8733 Lakewood Dr Ste D, Windsor, CA 95492
(707) 837-2146
agents.allstate.com
Flood insurance agents in Windsor California help homeowners and businesses secure coverage through the National Flood Insurance Program and private markets. California law requires lenders to mandate flood insurance for properties in high-risk Special Flood Hazard Areas. Windsor properties near the Russian River may face specific flood zone designations that affect policy options.
What Does a Flood Insurance Agent in Windsor Cost?
Typical NFIP flood insurance costs in California range from 700 to 2,000 dollars per year for a single-family home in a low-risk zone. High-risk properties may see premiums from 1,500 to 4,000 dollars or more. Private market policies can be competitive but vary widely based on elevation flood history and coverage limits. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
Do I need flood insurance in Windsor California?
If your property is in a FEMA-designated Special Flood Hazard Area and you have a federally backed mortgage flood insurance is required. Even outside high-risk zones many Windsor residents choose coverage due to local flood risks.
How do I find a flood insurance agent in Windsor?
You can search the California Department of Insurance license lookup or use this directory. Local agents familiar with Sonoma County flood maps can help you compare NFIP and private policy options.
What does flood insurance cover in California?
Standard NFIP policies cover building structure and contents up to policy limits. Private policies may offer additional coverage for temporary housing or increased replacement cost. Flood damage from rising water is not covered by standard homeowners insurance.
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BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of California.