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Directory of flood insurance agents in Seaside, California. Verify credentials with the state department of insurance before hiring.
9 agents listed
Updated May 2026
Seaside, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of California before hiring.
Showing 9 flood insurance agents in Seaside, CA
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Indy Mahindru - State Farm Insurance Agent
1780 Fremont Blvd ste g, Seaside, CA 93955
(831) 920-4187
myagentindy.com
Fiesta Auto Insurance & Tax Service
1776 Fremont Blvd Suite A, Seaside, CA 93955
(831) 394-5500
fiestainsurance.com
Ryan Travaille - State Farm Insurance Agent
1976 Fremont Blvd Suite B & C, Seaside, CA 93955
(831) 920-4085
ryantravaille.com
Jason Bristol - State Farm Insurance Agent
1590 Del Monte Blvd, Seaside, CA 93955
(831) 392-0022
jasonbristol.com
Coast Auto Insurance Services
1676 Fremont Blvd # B, Seaside, CA 93955
(831) 394-1990
coastautoinsurance.com
Kathy Stade - State Farm Insurance Agent
1590 Del Monte Blvd, Seaside, CA 93955
(831) 646-9494
kathystade.com
Gonzalez & Associates Insurance Services Inc
1157 Fremont Blvd, Seaside, CA 93955
(831) 899-0400
gonzins.com
Casteel Insurance
1958 Fremont Blvd, Seaside, CA 93955
(831) 394-0834
Farmers Insurance - Mark Leonard
1350 Fremont Blvd, Seaside, CA 93955
(831) 899-4669
agents.farmers.com
Flood insurance agents in Seaside, California help property owners secure coverage through the National Flood Insurance Program or private insurers. Seaside is located near the Monterey Bay and the Salinas River, making it prone to flooding from heavy rain and storm surges. California law requires lenders to mandate flood insurance for properties in high-risk flood zones, so working with a local agent ensures compliance and proper coverage.
What Does a Flood Insurance Agent in Seaside Cost?
Flood insurance costs in Seaside, California depend on factors like flood zone designation, building elevation, and coverage limits. NFIP policies average around 1,000 to 3,000 per year for a typical single-family home in moderate-to-high risk areas. Private flood insurance may offer lower rates or higher limits but varies by insurer. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
Do I need flood insurance in Seaside California?
If your property is in a FEMA-designated Special Flood Hazard Area and you have a federally backed mortgage, you are required by law to carry flood insurance. Even if not required, many Seaside homeowners choose coverage because of local flood risks from the coast and nearby waterways.
What does a flood insurance agent in Seaside do?
A flood insurance agent helps you assess your flood risk, compare NFIP and private policies, and complete the application process. They also explain coverage limits, deductibles, and the 30-day waiting period before most NFIP policies take effect.
How much does flood insurance cost in Seaside California?
Costs vary based on your property's flood zone, elevation, and coverage amount. In Seaside, NFIP rates typically range from 700 to 2,500 per year for a standard policy, but high-risk properties can cost more. Private insurers may offer different pricing.
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About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of California.