Skip to main content

Flood Insurance Agents in San Pedro, CA

Looking for a flood insurance agent in San Pedro? Review the directory below to compare your options.

3 agents listed
Updated May 2026
San Pedro, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of California before hiring.
Showing 3 flood insurance agents in San Pedro, CA Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Michael Nevins: Allstate Insurance
823 W 9th St, San Pedro, CA 90731
(310) 732-4200 agents.allstate.com
NHC Insurance Services
1871 N Gaffey St Suite A&B, San Pedro, CA 90731
(310) 221-0917 nhcinsurance.com
RGI Insurance Services
BROWN BROTHERS BUILDING, 461 W 6th St UNIT 209, San Pedro, CA 90731
(310) 221-0484 myrgiinsurance.com

Flood insurance agents in San Pedro help property owners navigate National Flood Insurance Program policies and private flood coverage options. San Pedro sits in a coastal area with flood zones designated by FEMA maps. California law requires lenders to mandate flood insurance for properties in high-risk Special Flood Hazard Areas.

What Does a Flood Insurance Agent in San Pedro Cost?

Typical flood insurance premiums in California range from 700 to 2,500 dollars per year for an NFIP policy, though high-risk coastal properties in San Pedro can exceed 4,000 dollars. Private market policies may offer different pricing. Actual cost depends on flood zone, building elevation, coverage amount, and deductible choices. This is general information, not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

Do I need flood insurance if I live in San Pedro?
If your property is in a FEMA-designated Special Flood Hazard Area and you have a federally backed mortgage, you are required to carry flood insurance. Even outside high-risk zones, flooding from heavy rain or storm surges can occur.
What does a flood insurance agent do in California?
A flood insurance agent helps you assess your flood risk, compare NFIP and private policies, and complete the application. They also explain coverage limits, deductibles, and the 30-day waiting period before most NFIP policies take effect.