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Find Flood Insurance Agents Near You in San Bernardino, CA
Compare flood insurance agents in San Bernardino. Review contact information and insurance categorys before you decide.
19 agents listed
Updated May 2026
San Bernardino, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of California before hiring.
Showing 19 flood insurance agents in San Bernardino, CA
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Hammer Insurance Services Inc.
2609 Del Rosa Ave N, San Bernardino, CA 92404
(909) 804-4125
hammerinsurance.com
FOCO Insurance
2075 E Highland Ave G, San Bernardino, CA 92404
(866) 315-7564
focoinsuranceservices.com
Jason Reyes - State Farm Insurance Agent
2999 Kendall Dr Ste 201, San Bernardino, CA 92407
(909) 881-7360
autoquoteme.com
City Best Insurance Services Inc
275 E 9th St, San Bernardino, CA 92410
(909) 889-9519
citybestinsurance.com
Mauricio Alvarado: Allstate Insurance
1353 W Mill St #117, San Bernardino, CA 92410
(909) 342-7077
agents.allstate.com
Aims Insurance Services - San Bernardino
Inside Rio Ranch Market, 25745 E Baseline St, San Bernardino, CA 92410
(909) 864-2300
aims4insurance.com
Salazar Insurance & Financial Services, LLC.
1455 W Highland Ave # 105, San Bernardino, CA 92411
(909) 325-3701
salazarsvc.com
A-MAX Insurance
525 W Highland Ave, San Bernardino, CA 92405
(909) 707-9248
amaxinsurance.com
Tako Insurance Agency: Allstate Insurance
357 W 2nd St Ste 1, San Bernardino, CA 92401
(909) 888-9200
agents.allstate.com
Wonderful Insurance Agency
1254 S Waterman Ave #8, San Bernardino, CA 92408
(909) 763-2317
wonderfulins.com
Insurance Services By Lucero
1525 N D St SUITE 1, San Bernardino, CA 92410
(909) 707-3257
insuranceservicebylucero.com
Popular Auto Insurance Agency
1705 E Highland Ave, San Bernardino, CA 92404
(909) 487-1210
popularagencyins.com
Dee Thomas Agency
473 E Carnegie Dr, San Bernardino, CA 92408
(909) 874-3333
deethomasagency.com
Sublime Insurance Services Inc.
1264 S Waterman Ave #13, San Bernardino, CA 92408
(909) 567-2370
sublimeinsuranceservices.com
Aztlan Insurance
173 E Highland Ave, San Bernardino, CA 92404
(909) 804-4140
Benco Insurance Services
1389 N D St, San Bernardino, CA 92405
(909) 884-0682
bencoinsuranceca.com
Denise M Lundy Insurance Services
1321 E Highland Ave, San Bernardino, CA 92404
(909) 882-1781
denisemlundyins.com
Yoeme Insurance Agency, LLC
2999 Kendall Dr Suite 204-1066, San Bernardino, CA 92407
(951) 468-5530
yoemeinsuranceagencyllc.com
Horace Mann Insurance
225 W Hospitality Ln Suite 201k, San Bernardino, CA 92408
(909) 885-5146
agents.horacemann.com
A flood insurance agent in San Bernardino California can help you secure coverage through the National Flood Insurance Program or private insurers. California law requires lenders to mandate flood insurance for properties in high-risk flood zones. Local agents understand the specific flood risks from the Santa Ana River and nearby mountain runoff.
What Does a Flood Insurance Agent in San Bernardino Cost?
Flood insurance costs in California vary by property risk, coverage amount, and deductible. NFIP rates for a single-family home in San Bernardino typically range from 700 to 2,000 per year, but high-risk properties can exceed 4,000. Private market policies may offer lower rates for low-risk homes. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
Do I need flood insurance in San Bernardino California?
If your property is in a Special Flood Hazard Area designated by FEMA and you have a federally backed mortgage, your lender will require flood insurance. Even outside high-risk zones, flood damage is not covered by standard homeowners policies in California.
How do I choose a flood insurance agent in San Bernardino?
Look for an agent licensed in California who offers policies from the NFIP and private carriers. Ask about their experience with local flood zones and elevation certificates, which are often needed for accurate pricing.
What is the waiting period for flood insurance in California?
NFIP policies have a standard 30-day waiting period before coverage begins, unless the policy is required for a mortgage closing. Private insurers may have different waiting periods, so plan ahead.
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About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of California.