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Find Flood Insurance Agents Near You in Ridgecrest, CA
Directory of flood insurance agents in Ridgecrest, California. Verify credentials with the state department of insurance before hiring.
9 agents listed
Updated May 2026
Ridgecrest, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of California before hiring.
Showing 9 flood insurance agents in Ridgecrest, CA
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Gary Charlon - State Farm Insurance Agent
995 N Norma St suite a, Ridgecrest, CA 93555
(760) 446-4279
myridgecrestagent.com
IWV Insurance Agency
1310 N Norma St, Ridgecrest, CA 93555
(760) 446-3544
iwvins.com
Burnette Financial and Insurance Service: Allstate Insurance
105 Grande Way, Ridgecrest, CA 93555
(760) 371-1099
agents.allstate.com
Farmers Insurance - Mariela Rubio
643 N China Lake Blvd c, Ridgecrest, CA 93555
(760) 446-4560
agents.farmers.com
Bowles Desert Insurance
123 W Ridgecrest Blvd, Ridgecrest, CA 93555
(760) 371-1017
State Farm Insurance
459 S China Lake Blvd # G, Ridgecrest, CA 93555
(760) 375-7731
statefarm.com
Gary Charlon - State Farm Insurance Agent
459 S China Lake Blvd # G, Ridgecrest, CA 93555
(760) 375-7731
myridgecrestagent.net
Health Insurance Made Easy for Everyone
1281 N Norma St B, Ridgecrest, CA 93555
(760) 608-9265
Fuze Financial & Insurance Agency LLC
634 S China Lake Blvd, Ridgecrest, CA 93555
(760) 463-9525
fuzeinsurance.com
Flood insurance agents in Ridgecrest California help property owners understand their risk and secure coverage through the National Flood Insurance Program. California law requires lenders to mandate flood insurance for properties in high-risk zones. Local agents can guide you through elevation certificates and policy options specific to the Indian Wells Valley area.
What Does a Flood Insurance Agent in Ridgecrest Cost?
Flood insurance costs in California vary by flood zone, building value, and elevation. Typical annual premiums range from 500 to 3,000 dollars for standard NFIP policies. Higher risk properties may cost more. Private market options may have different rates. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a flood insurance agent in Ridgecrest do?
A flood insurance agent helps you assess your flood risk and choose a policy. They can explain NFIP rules and California specific requirements. They also assist with documentation for lenders.
Is flood insurance required in Ridgecrest California?
Flood insurance is required by lenders if your property is in a Special Flood Hazard Area. Ridgecrest has zones designated by FEMA maps. Even outside high risk areas, many homeowners choose coverage for protection.
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BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of California.