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Find Flood Insurance Agents Near You in Patterson, CA
Compare flood insurance agents in Patterson. Review contact information and insurance categorys before you decide.
7 agents listed
Updated May 2026
Patterson, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of California before hiring.
Showing 7 flood insurance agents in Patterson, CA
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
David Gonzales - Farmers Insurance Agency
600 N 2nd St #1, Patterson, CA 95363
(209) 894-7791
myguydavid.com
Shield Uribe Insurance Agency
30 N 3rd St, Patterson, CA 95363
(209) 892-4900
shieldagent.com
Jessica Garza Insurance Agency
254 Sperry Ave Unit 13, Patterson, CA 95363
(209) 894-7775
J CISNEROS INSURANCE AGENCY, INC
11 Plaza Cir Ste F, Patterson, CA 95363
(209) 538-2718
agents.farmers.com
Schut Insurance Services
22 N 3rd St, Patterson, CA 95363
(209) 892-6226
Trilogy Insurance Brokers Inc
100 N 4th St Suite 5, Patterson, CA 95363
(209) 892-2218
Allstate Insurance: Clayton Azevedo
11 Plaza Cir c, Patterson, CA 95363
(209) 894-2660
agents.allstate.com
Flood insurance agents in Patterson, California help property owners secure coverage through the National Flood Insurance Program and private insurers. Patterson is located in Stanislaus County near the San Joaquin River, making flood risk a concern for many residents. California law requires lenders to mandate flood insurance for properties in high-risk flood zones designated by FEMA.
What Does a Flood Insurance Agent in Patterson Cost?
In California, flood insurance premiums through the NFIP average around $700 to $1,200 per year for standard policies, but costs vary based on flood zone, property elevation, and coverage amount. Private flood insurance may offer lower rates for lower-risk properties. Higher-risk areas in Patterson can see premiums above $2,000 annually. This is general information, not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
Do I need flood insurance in Patterson California?
If your property is in a FEMA-designated Special Flood Hazard Area, your mortgage lender will require flood insurance. Even outside high-risk zones, flooding can occur, and standard homeowners policies do not cover flood damage.
What does a flood insurance agent do in Patterson?
A flood insurance agent helps you determine your flood risk, explains NFIP and private policy options, and assists with applications and claims. They can also help you understand elevation certificates and flood zone maps for your specific property.
How long does it take to get flood insurance in California?
NFIP policies typically have a 30-day waiting period before coverage begins, unless the policy is purchased in connection with a mortgage closing. Private flood insurance may have different waiting periods, so plan ahead.
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About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of California.