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Looking for a flood insurance agent in Menlo Park? Review the directory below to compare your options.
8 agents listed
Updated May 2026
Menlo Park, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of California before hiring.
Showing 8 flood insurance agents in Menlo Park, CA
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Emily Chapman - State Farm Insurance Agent
325 Sharon Park Dr Suite B-2, Menlo Park, CA 94025
(650) 854-0500
emilychapman.net
AAA Menlo Park Branch
515 El Camino Real Ste 120, Menlo Park, CA 94025
(650) 798-3200
mwg.aaa.com
Bob Anderson - State Farm Insurance Agent
325 Sharon Park Dr Ste B-2, Menlo Park, CA 94025
(650) 321-8711
bobandersonpa.com
Bill Cohen - State Farm Insurance Agent
325 Sharon Park Dr Suite B-2, Menlo Park, CA 94025
(650) 854-0500
billcohen.net
Farmers Insurance - Dino Baca
3221 Middlefield Rd, Menlo Park, CA 94025
(650) 670-7000
agents.farmers.com
Farmers Insurance - Philip Porter
671 Oak Grove Ave # A, Menlo Park, CA 94025
(650) 327-1313
agents.farmers.com
Lee Scheuer Insurance
3925 Bohannon Dr #100, Menlo Park, CA 94025
(650) 326-0310
Farmers Insurance - Duckhwan Kim
68 Willow Rd, Menlo Park, CA 94025
(650) 515-3423
Flood insurance agents in Menlo Park help property owners secure coverage through the National Flood Insurance Program (NFIP) and private markets. California law requires lenders to mandate flood insurance for properties in high-risk zones designated by FEMA. Agents can explain the 30-day waiting period for NFIP policies and help you assess your flood risk based on local maps.
What Does a Flood Insurance Agent in Menlo Park Cost?
Flood insurance costs in California vary by property location, elevation, and coverage amount. For an NFIP policy, annual premiums typically range from 700 to 2,000 dollars for a standard home, but high-risk properties can exceed 4,000 dollars. Private market policies may offer different rates and higher limits. This is general information, not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
Do I need flood insurance in Menlo Park?
If your property is in a FEMA-designated Special Flood Hazard Area (SFHA), your lender will require flood insurance. Even outside high-risk zones, flooding can occur from heavy rain or creek overflow, so an agent can help you decide.
What is the 30-day waiting period for NFIP policies?
NFIP policies typically have a 30-day waiting period before coverage begins. This means you cannot buy a policy right before a storm. An agent can explain exceptions, such as when a policy is required for a mortgage closing.
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BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of California.