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Compare flood insurance agents in Los Alamitos. Review contact information and insurance categorys before you decide.
5 agents listed
Updated May 2026
Los Alamitos, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of California before hiring.
Showing 5 flood insurance agents in Los Alamitos, CA
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Johnston Insurance
10900 Los Alamitos Blvd UNIT 217, Los Alamitos, CA 90720
(562) 795-9201
jjohnstoninsurance.com
Huggins Dreckman Insurance
5152 Katella Ave #206, Los Alamitos, CA 90720
(562) 594-6541
hdinsure.com
Mills Insurance Services
11022 Winners Cir, Los Alamitos, CA 90720
(714) 527-4187
millsins.com
TLondon Insurance Services LLC
5030 Katella Ave # 212, Los Alamitos, CA 90720
(562) 391-2941
tlondoninsurance.com
Cowan Insurance
11222 Los Alamitos Blvd Suite B, Los Alamitos, CA 90720
(562) 431-0501
cowaninsurance.net
Flood insurance agents in Los Alamitos help property owners navigate the National Flood Insurance Program and private flood coverage. California law requires lenders to notify borrowers if their property is in a Special Flood Hazard Area. Local agents understand the specific flood risks near the San Gabriel River and the Los Alamitos Army Airfield.
What Does a Flood Insurance Agent in Los Alamitos Cost?
Flood insurance costs in California vary widely based on flood zone, building elevation, and coverage amount. For an NFIP policy, annual premiums for a single-family home in Los Alamitos can range from about 700 to 2,500 dollars for standard coverage. Private market policies may cost more or less depending on risk. This is general information, not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
Do I need flood insurance in Los Alamitos?
If your property is in a high-risk flood zone and you have a federally backed mortgage, you must carry flood insurance. Even outside high-risk zones, flooding can occur from heavy rain or storm surge.
What does a flood insurance agent in Los Alamitos do?
An agent helps you determine your flood risk, compare NFIP and private policies, and complete the application. They also assist with elevation certificates and claims support.
How long does it take to get a flood insurance policy in California?
NFIP policies typically have a 30-day waiting period before coverage begins. Some private insurers may offer shorter waits. Plan ahead if you are buying a home or renewing a mortgage.
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About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of California.