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Find Flood Insurance Agents Near You in Lemoore, CA

Looking for a flood insurance agent in Lemoore? Review the directory below to compare your options.

6 agents listed
Updated May 2026
Lemoore, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of California before hiring.
Showing 6 flood insurance agents in Lemoore, CA Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
James G Parker Insurance Associates
321 W D St, Lemoore, CA 93245
(559) 924-5696
Central Sierra Insurance Services Inc
55 E D St STE K, Lemoore, CA 93245
(559) 924-6577 centralsierrains.com
Farmers Insurance - Ignacio Molina
331 Fox St, Lemoore, CA 93245
(559) 589-3920 agents.farmers.com
PRYM Insurance Services
361 W D St D-3, Lemoore, CA 93245
(559) 423-5113 prym-insurance.com
Nohelia Cordova Insurance Agent
95C W Hanford Armona Rd, Lemoore, CA 93245
(559) 633-8007 instagram.com
Farmers Insurance
55 E D St STE E, Lemoore, CA 93245
(559) 924-4342 farmers.com

Flood insurance agents in Lemoore, California help property owners understand their risk and secure coverage through the National Flood Insurance Program (NFIP) or private insurers. California law requires lenders to mandate flood insurance for properties in high-risk flood zones. Agents can guide you through the 30-day waiting period before most policies take effect.

What Does a Flood Insurance Agent in Lemoore Cost?

Flood insurance costs in California vary based on your property's flood zone, elevation, and building characteristics. For an NFIP policy in Lemoore, annual premiums typically range from $700 to $2,500 for a single-family home, though higher-risk properties can cost more. Private flood insurance may offer different pricing and coverage options. This is general information, not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a flood insurance agent in Lemoore do?
A flood insurance agent in Lemoore evaluates your property's flood risk using FEMA flood maps and helps you choose a policy that meets lender requirements or personal needs. They also explain coverage limits, deductibles, and exclusions for your specific location.
Is flood insurance required in Lemoore California?
Flood insurance is not required by California state law, but it is mandatory if your property is in a Special Flood Hazard Area (SFHA) and you have a federally backed mortgage. Lemoore has areas designated as Zone A or AE, which may require coverage.
How long does it take for flood insurance to start in California?
Standard NFIP policies have a 30-day waiting period from the date of application before coverage begins. However, if you are buying a home with a new mortgage, the waiting period may be waived if the policy is obtained within 13 days of the loan closing.