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Find Flood Insurance Agents Near You in Highland, CA
Compare flood insurance agents in Highland. Review contact information and insurance categorys before you decide.
5 agents listed
Updated May 2026
Highland, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of California before hiring.
Showing 5 flood insurance agents in Highland, CA
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Farmers Insurance - Shahbaz Awan
27255 Messina St, Highland, CA 92346
(909) 864-3200
agents.farmers.com
Randy Roman - State Farm Insurance Agent
27303 Base Line St #106, Highland, CA 92346
(909) 864-8896
randyroman.com
Highland Insurance Agency
26940 Base Line St #126, Highland, CA 92346
(346) 660-2012
Sandy Flores-Daneshvar - State Farm Insurance Agent
7245 Boulder Ave, Highland, CA 92346
(909) 862-0700
agentsandy.com
Farmers Insurance - Gareth Nickerson
27194 Base Line St Ste C, Highland, CA 92346
(909) 385-3200
agents.farmers.com
Flood insurance agents in Highland, California help property owners understand their risk and secure coverage under the National Flood Insurance Program. California law requires lenders to mandate flood insurance for homes in high-risk zones. Agents can also explain the 30-day waiting period before most policies take effect.
What Does a Flood Insurance Agent in Highland Cost?
In California, flood insurance premiums from the NFIP typically range from 700 to 2,000 dollars per year for a standard home, but costs can be higher in high-risk zones or for properties with basements. Private market policies may offer lower rates. An agent can provide a quote based on your property's elevation and flood zone. This is general information, not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
Do I need flood insurance in Highland California?
If your property is in a FEMA-designated Special Flood Hazard Area, your lender will require flood insurance. Even outside high-risk zones, agents recommend coverage because heavy rains can cause flash flooding in Highland.
What does a flood insurance agent do in Highland?
An agent helps you assess your flood risk, choose the right NFIP or private policy, and complete the application. They also explain elevation certificates and how to file a claim after a flood event.
How long does it take to get flood insurance in California?
Standard NFIP policies have a 30-day waiting period from the date of application and payment. Exceptions exist for loans closing on a home purchase or for map revisions. An agent can confirm the exact timeline for your situation.
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About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of California.