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Flood Insurance Agents in El Segundo, CA

Compare flood insurance agents in El Segundo. Review contact information and insurance categorys before you decide.

3 agents listed
Updated May 2026
El Segundo, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of California before hiring.
Showing 3 flood insurance agents in El Segundo, CA Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Fenton Sanger - State Farm Insurance Agent
2301 Rosecrans Ave # 4110, El Segundo, CA 90245
(310) 906-1707 sanger-insurance.com
Solomon Insurance
880 Apollo St, El Segundo, CA 90245
(310) 414-9409 solomoninsurance.com
Blue Sky Insurance Solutions
531 Main St, El Segundo, CA 90245
(855) 400-1826 blueskycoverage.com

Flood insurance agents in El Segundo help property owners understand their risk in coastal and low-lying areas. California law requires flood insurance for properties in high-risk flood zones if they have a federally backed mortgage. An agent can explain the National Flood Insurance Program (NFIP) and private options available in El Segundo.

What Does a Flood Insurance Agent in El Segundo Cost?

Flood insurance costs in El Segundo vary by flood zone, building elevation, and coverage amount. A typical NFIP policy for a single-family home in a high-risk zone may range from 700 to 2,500 dollars per year. Properties in moderate-risk zones may cost 400 to 1,000 dollars annually. Private flood insurance can be cheaper or more expensive depending on risk. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

Do I need flood insurance if I live outside a high-risk zone in El Segundo?
It is not required by law, but lenders may still request it. Many properties near the coast or Ballona Creek face moderate flood risk. An agent can review your specific flood map designation.
What is the typical waiting period for a new flood insurance policy in California?
Most NFIP policies have a 30-day waiting period before coverage begins. This applies to new policies purchased in El Segundo. Exceptions exist for loan closings or map changes.
Does a standard homeowners policy cover flood damage in El Segundo?
No. Standard homeowners insurance does not cover flood damage. You need a separate flood insurance policy from the NFIP or a private insurer. An agent can help you compare both options.