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Browse flood insurance agents serving Ceres, California. Contact information and addresses listed below.
14 agents listed
Updated May 2026
Ceres, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of California before hiring.
Showing 14 flood insurance agents in Ceres, CA
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Wyatt Insurance Agency
3525 Mitchell Rd Ste A, Ceres, CA 95307
(209) 537-8922
wyattinsuranceca.com
Gomez Insurance
3641 Mitchell Rd, Ceres, CA 95307
(209) 581-0970
gomezinsurance.com
SeguroMAX Insurance Center
1578 E Whitmore Ave Suite# A, Ceres, CA 95307
(209) 272-1071
seguromaxca.com
Loren Poulson - State Farm Insurance Agent
1929 Mitchell Rd A, Ceres, CA 95307
(209) 632-3621
mycencalagent.com
Farmers Insurance - Ruby Salazar
2600 E Whitmore Ave Ste 4, Ceres, CA 95307
(209) 634-4130
agents.farmers.com
Diaz Insurance Agency
2800 Mitchell Rd Suite A, Ceres, CA 95307
(209) 531-0383
Juan Jimenez - State Farm Insurance Agent
3641 Mitchell Rd suite g, Ceres, CA 95307
(209) 538-7556
agentjuanjimenez.com
Farmers Insurance - Juan Cisneros
2445 E Whitmore Ave Ste 100, Ceres, CA 95307
(209) 538-2718
agents.farmers.com
Fred Loya Insurance
1515 Mitchell Rd Ste 10, Ceres, CA 95307
(209) 538-3738
fredloya.com
Villegas Insurance Services
2948 4th St, Ceres, CA 95307
(209) 538-3555
La Base Insurance Services
3505 Central Ave # 7, Ceres, CA 95307
(209) 284-0400
dmv.ca.gov
Farmers Insurance - Marisol Diaz
2800 Mitchell Rd # G, Ceres, CA 95307
(209) 222-3710
agents.farmers.com
Farmers Insurance - Esther Lam
3649 Mitchell Rd d, Ceres, CA 95307
(209) 538-2064
agents.farmers.com
Grand Slam Insurance LLC
3641 Mitchell Rd d, Ceres, CA 95307
(866) 599-4460
grandslamins.net
Flood insurance agents in Ceres California help property owners understand their risk and secure coverage through the National Flood Insurance Program or private insurers. Ceres is located in Stanislaus County where parts of the city fall within Special Flood Hazard Areas. California law requires lenders to mandate flood insurance for properties in high-risk zones with a federally backed mortgage.
What Does a Flood Insurance Agent in Ceres Cost?
Typical flood insurance costs in California range from 500 to 2000 dollars per year for NFIP policies, with higher rates for properties in high-risk zones or with basements. Private market policies may be competitive for lower-risk properties. Actual premiums depend on your specific flood zone, building elevation, and coverage limits. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
Do I need flood insurance in Ceres California?
If your property is in a designated Special Flood Hazard Area and you have a federally backed mortgage, your lender will require flood insurance. Even outside high-risk zones, flooding from heavy rain or canal overflow can occur, so many homeowners choose to buy a policy.
What does a flood insurance agent in Ceres do?
A flood insurance agent helps you determine your flood zone, explains coverage options under the NFIP or private market, and assists with completing the application. They can also advise on elevation certificates and discounts for flood mitigation measures.
How is flood insurance cost calculated in California?
Costs depend on your property's flood zone, elevation, building characteristics, and the amount of coverage. In California, NFIP policies average around 700 to 1200 dollars per year, but rates can be higher for high-risk properties. Private insurers may offer different pricing based on their own risk models.
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About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of California.