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Find Flood Insurance Agents in Fort Smith, AR

Looking for a flood insurance agent in Fort Smith? Review the directory below to compare your options.

20 agents listed
Updated May 2026
Fort Smith, AR
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Arkansas before hiring.
Showing 20 flood insurance agents in Fort Smith, AR Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Dominguez Insurance Agency
2400 Rogers Ave, Fort Smith, AR 72901
(479) 434-4834 dominguezinsuranceservices.com
ASAP Insurance Services, Inc.
2308-B Midland Blvd, Fort Smith, AR 72904
(479) 783-0356 asapinsurance.net
Dominguez Insurance
2401 Midland Blvd, Fort Smith, AR 72904
(479) 434-6768 dominguezinsuranceservices.com
Shelter Insurance - Wade Gilkey
3017 S 70th St A, Fort Smith, AR 72903
(479) 452-8000 shelterinsurance.com
F & M Insurance Agency, Inc.
2610 Towson Ave, Fort Smith, AR 72901
(479) 785-0269
Kohler and Green Insurance
6707 Phoenix Ave, Fort Smith, AR 72903
(479) 484-9888 kohlergreen.com
Cross Pointe Insurance Advisors
1120 Garrison Ave, Fort Smith, AR 72901
(479) 785-2912 cp-ins.com
A.R Insurance Specialist
1808 Phoenix Ave, Fort Smith, AR 72901
(479) 689-3527
Gary Longley Insurance Agency
3312 Jenny Lind Rd, Fort Smith, AR 72901
(479) 783-1700 insurancefortsmith.com
Shelter Insurance - James Wagoner
2920 Jenny Lind Rd, Fort Smith, AR 72901
(479) 782-3041 shelterinsurance.com
BHC Insurance
5500 Euper Ln, Fort Smith, AR 72903
(479) 452-4000 bhca.com
Shelter Insurance - Brent Lovell
3444 Old Greenwood Rd Ste C, Fort Smith, AR 72903
(479) 646-1700 shelterinsurance.com
Nelson Insurance Agency, Inc - Gene Nelson III
921 S 21st St, Fort Smith, AR 72901
(479) 782-8718 nelsonins.com
Shelter Insurance - Chris Dooly
2917 Old Greenwood Rd Ste 1, Fort Smith, AR 72903
(479) 646-6792 shelterinsurance.com
Shelter Insurance - Jeff Clark
5400 Free Ferry Rd Ste 101, Fort Smith, AR 72903
(479) 452-1031 shelterinsurance.com
Legacy Insurance Agency
3825 W Pavilion Dr, Fort Smith, AR 72903
(479) 262-9292
Vigilant Insurance Agency
16 N 11th St, Fort Smith, AR 72901
(479) 279-1581
Shelter Insurance
2026 Dodson Ave, Fort Smith, AR 72901
(479) 782-1117 shelterinsurance.com
American National Insurance Co.
2414 S 57th St # 104, Fort Smith, AR 72903
(479) 244-2930 anico.com
Assurancelinx Insurance Agency
615 S 21st St Ste A, Fort Smith, AR 72901
(479) 431-5282 assurancelinx.com

Flood insurance agents in Fort Smith, Arkansas help property owners secure coverage through the National Flood Insurance Program or private insurers. Arkansas law requires flood insurance for properties in high-risk flood zones if they have a federally backed mortgage. Agents guide clients through flood zone maps and policy options specific to the Arkansas River basin.

What Does a Flood Insurance Agent in Fort Smith Cost?

Flood insurance costs in Arkansas vary by flood zone, property value, and coverage amount. In Fort Smith, annual premiums for an NFIP policy typically range from 700 to 2,500 dollars for a standard home. Private market policies may offer different rates. This is general information, not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

Do I need flood insurance in Fort Smith Arkansas?
If your property is in a Special Flood Hazard Area and you have a federally backed mortgage, flood insurance is required by law. Even outside high-risk zones, many Fort Smith residents choose coverage due to flash flooding risks.
How do I find a flood insurance agent in Fort Smith?
You can search for licensed agents through the Arkansas Insurance Department website or ask local real estate professionals for referrals. Agents must be licensed in Arkansas to sell flood insurance policies.