The top-rated flood insurance agent in Fairbanks, Alaska is Shannon Fortune - State Farm Insurance Agent, rated 4.9 stars across 480 reviews. Other highly rated options include Matthew Raymond - State Farm Insurance Agent, Kris Yoder - State Farm Insurance Agent, Dave Mongold: Allstate Insurance. This directory lists 19 flood insurance agents serving Fairbanks.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Shannon Fortune - State Farm Insurance Agent | 322 Old Steese Hwy Unit 6 | (907) 452-1385 |
| 2 | Matthew Raymond - State Farm Insurance Agent | 1600 Indiana Ave | (907) 452-6015 |
| 3 | Kris Yoder - State Farm Insurance Agent | 3505 Airport Way | (907) 328-9022 |
| 4 | Dave Mongold: Allstate Insurance | 230 Old Steese Hwy | (907) 452-4260 |
| 5 | Jim Kelly - State Farm Insurance Agent | 1401 S Turner St | (907) 457-3276 |
| 6 | Chris Marok: Allstate Insurance | 59 College Rd Ste 205 | (907) 452-5664 |
| 7 | Ed Randolph - State Farm Insurance Agent | 610 12th Ave | (907) 452-1861 |
| 8 | Loa Carroll-Hubbard: Allstate Insurance | 208 Gaffney Rd | (907) 474-8002 |
| 9 | Laura Brugger - COUNTRY Financial Representative | 751 7th Ave A | (907) 458-7474 |
| 10 | Dunlap Agency, Inc. | 794 University Ave #101 | (907) 456-5202 |
Shannon Fortune - State Farm Insurance Agent serves the Fairbanks, Alaska, area as a local flood insurance agent. The company provides policies that help protect residential and commercial properties against water damage from rising waters. In this northern region, flood risks often stem from snowmelt and ice damming during spring thaw. The agency assists clients in understanding coverage options suited to these local hazards. It handles policy quotes and claims support for flood-related losses.
Matthew Raymond - State Farm Insurance Agent in Fairbanks, AK offers flood insurance coverage to protect local properties from water damage. The agency provides policy reviews to ensure adequate protection and assists with filing claims when flooding occurs. Regular consultations help policyholders understand their plan details and adjust coverage as needed. Single-family homes, apartments, retail spaces, and restaurants in the Fairbanks area can secure flood insurance through this agency to safeguard against rising waters and storm runoff.
Kris Yoder - State Farm Insurance Agent serves homeowners, businesses, and property managers in Fairbanks, Alaska, with flood insurance policies that protect against water damage from local rivers and seasonal thaws. The agency helps clients navigate National Flood Insurance Program requirements and tailors coverage to a property’s specific flood zone risk. Services include policy reviews and claims assistance for renters and landlords alike. The company also serves the surrounding communities of North Pole, ensuring comprehensive flood protection across the greater Fairbanks metro area.
Providing flood insurance solutions for Fairbanks, Alaska and the surrounding communities of North Pole, Ester, and Delta Junction, Dave Mongold of Allstate Insurance handles both residential and commercial flood policies. The agency addresses federal and private flood coverage needs common to this region. For a typical job, it reviews property flood zone designations and assesses coverage gaps based on elevation certificates and local risk maps.
Jim Kelly - State Farm Insurance Agent in Fairbanks, AK offers flood insurance on both a one-time policy basis and as a recurring annual service. Coverage helps protect a property’s structure and contents from water damage caused by rising surface waters or heavy runoff. Because flooding risks in Alaska vary with seasonal thaw and river conditions, clients may need to evaluate their exposure each year. This service generally runs on a scheduled annual renewal cycle, with inspections or quotes available on an as-needed basis before any new policy is written.
Chris Marok: Allstate Insurance specializes in providing flood insurance policies, protecting homes and businesses in Fairbanks, AK, from water damage. The agency offers guidance on coverage options and claims assistance, working directly with clients to address their specific needs. It helps residents and property owners understand flood risks and secure essential protection against potential flooding from snowmelt or heavy rains in the Interior Alaska region.
Spring thaws and ice jams in Fairbanks bring a heightened need for property protection against overflow. Ed Randolph - State Farm Insurance Agent offers tailored flood insurance guidance for homeowners and business owners facing this annual uncertainty in the local watershed. The agency helps residents understand policy coverage limits and exclusions specific to Fairbanks flood zones. A straightforward consultation begins with an onsite assessment of your property’s elevation and exposure to flood risks.
Loa Carroll-Hubbard: Allstate Insurance helps clients secure coverage for their properties against potential water damage. The agency specializes in flood insurance policies, providing essential protection for homes and businesses in Fairbanks, AK. It assists property owners in understanding their flood risk and selecting appropriate coverage limits. The agency serves local commercial sectors, offering insurance solutions for offices, warehouses, and food service operations.
Laura Brugger of COUNTRY Financial provides residential flood insurance services for homeowners in Fairbanks, Alaska, helping protect properties from water damage. Commercial coverage is also available for local businesses requiring flood protection. Her agency serves the Fairbanks area, offering policies that address the specific risks of this region. Clients can schedule follow-up appointments to review their coverage, and the agency continues to assist with policy updates between regular visits to ensure adequate protection.
Dunlap Agency, Inc. in Fairbanks, AK, is a local resource for flood insurance, helping property owners assess their risk and secure necessary coverage. Serving residential and commercial clients in the Interior region, the agency guides customers through National Flood Insurance Program policies and private market options. Understanding Fairbanks’ seasonal flooding from ice jams and snowmelt, the team provides tailored advice on protection for structures and belongings. Additional service options include personalized consultations for properties in designated high-risk flood zones.
What Does a a Flood Insurance Agent in Fairbanks Cost?
Flood insurance premiums in Alaska typically range from 700 to 2,500 dollars per year for a standard NFIP policy, depending on the property's flood zone, elevation, and coverage amount. Properties in high-risk zones with low elevation may cost more. This is general information and not insurance advice.
About flood insurance agents in Fairbanks
Flood insurance agents in Fairbanks help property owners secure coverage through the National Flood Insurance Program. Alaska law requires lenders to mandate flood insurance for properties in high-risk zones. Local agents understand the unique flood risks from ice jams and spring thaw in the Fairbanks area.
Frequently Asked Questions
Do I need flood insurance in Fairbanks Alaska?
If your property is in a FEMA-designated high-risk flood zone and you have a federally backed mortgage, you are required to have flood insurance. Even outside high-risk zones, flooding from snowmelt and ice jams can occur.
What does a flood insurance agent in Fairbanks do?
A flood insurance agent helps you assess your flood risk, determine the correct NFIP policy coverage, and complete the application. They also assist with elevation certificates and claims filing.
How long does it take to get a flood insurance policy in Fairbanks?
Standard NFIP policies have a 30-day waiting period before coverage begins. However, if you are buying a home and the policy is required at closing, the waiting period may be waived.