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Find Flood Insurance Agents Near You in Mobile, AL

Browse flood insurance agents serving Mobile, Alabama. Updated 2026-07-14.

The top-rated flood insurance agent in Mobile, Alabama is Portal Insurance, rated 5.0 stars across 1,123 reviews. Other highly rated options include Rebekah Brown - State Farm Insurance Agent, The Horn Agency - Insurance, Goosehead Insurance - The Wiggins Agency. This directory lists 19 flood insurance agents serving Mobile.

Showing 19 flood insurance agents in Mobile, ALListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Portal Insurance951 Government St suite b(251) 264-3232
2Rebekah Brown - State Farm Insurance Agent119 S University Blvd(251) 344-5874
3The Horn Agency - Insurance4680 Rangeline Rd STE A(251) 277-7321
4Goosehead Insurance - The Wiggins Agency6721 Grelot Rd Suite C(251) 999-6931
5Ace Underwriters800 Downtowner Blvd(251) 344-7323
6Advanced Insurance3919 Government Blvd(251) 660-0076
7Goosehead Insurance - Melonie Jeffrey2098 Schillinger Rd S Suite 1(251) 263-7924
8Southern Insurance Providers3925 Michael Blvd # D(251) 470-0555
9Surety Ins Inc900 Western American Cir Suite 202(251) 305-4990
10The Roux Company LLC61 St Joseph St ste 500(251) 649-9335
PI
951 Government St suite b
Portal Insurance
Flood Insurance Agent · Mobile, AL

Portal Insurance serves homeowners and businesses in the Mobile, Alabama metro area as a dedicated flood insurance agent. The company helps clients navigate the complexities of obtaining coverage for properties in this coastal region, where flood risks are high due to seasonal storms and hurricane activity. They guide customers through the process of securing policies that meet both federal program requirements and individual property needs. The agency specifically handles residential flood policy placements and assists with commercial property flood coverage in this zone.

RB
119 S University Blvd
Rebekah Brown - State Farm Insurance Agent
Flood Insurance Agent · Mobile, AL

Rebekah Brown - State Farm Insurance Agent provides flood insurance policies and personal risk assessments for properties in the Mobile, Alabama area. Its services include helping clients understand flood zone classifications, deductibles, and coverage limits to match their specific needs. The agency offers annual policy reviews and claims assistance to ensure continuous protection against water damage from storm surges or heavy rainfall. It serves a variety of property types, including single-family homes, apartments, retail spaces, and restaurants.

HA
4680 Rangeline Rd STE A
The Horn Agency - Insurance
Flood Insurance Agent · Mobile, AL

Homeowners, businesses, and property managers in Mobile, Alabama turn to The Horn Agency for flood insurance coverage tailored to their specific needs. The agency helps clients understand flood zone risks and secure policies that meet federal requirements and protect property from potential water damage. Whether for a single-family residence or a commercial building, the staff guides each customer through the application and claims process. This agent also serves the neighboring communities of Daphne and Fairhope across Mobile Bay.

GI
6721 Grelot Rd Suite C
Goosehead Insurance - The Wiggins Agency
Flood Insurance Agent · Mobile, AL

Goosehead Insurance - The Wiggins Agency serves Mobile, AL, and the surrounding coastal communities from the Gulf Shores area to the eastern shore. The agency handles flood insurance needs for residential and commercial properties located in designated flood zones. Its team evaluates local flood maps and floodplain regulations to recommend suitable coverage from the National Flood Insurance Program and private markets. To handle a typical job, it first reviews the property’s flood risk and the client’s existing coverage before presenting policy options tailored to the specific exposure.

AU
800 Downtowner Blvd
Ace Underwriters
Flood Insurance Agent · Mobile, AL

As a flood insurance agent, Ace Underwriters in Mobile, AL assists property owners with both initial policy purchases for new coverage and annual policy reviews for renewals. Their services include explaining federal flood maps, advising on appropriate coverage levels, and facilitating the claims process. Customers may schedule a single consultation for a new policy or arrange ongoing support for periodic policy adjustments. These services run on either a one-time basis for initial policy setup or an as-needed basis for policy updates and claims questions.

AI
3919 Government Blvd
Advanced Insurance
Flood Insurance Agent · Mobile, AL

Hurricane season along the Gulf Coast brings the constant threat of storm surge flooding to Mobile homeowners. Advanced Insurance provides specialized flood insurance policies designed to protect residences, covering damage from rising waters that standard home insurance excludes. Their agents assess each property’s specific flood zone and historical risk, helping clients select federal NFIP options or private coverage for higher-value homes. The process begins with a property evaluation and review of current flood maps, followed by a detailed inspection of the structure and surrounding drainage patterns.

GI
2098 Schillinger Rd S Suite 1
Goosehead Insurance - Melonie Jeffrey
Flood Insurance Agent · Mobile, AL

Goosehead Insurance - Melonie Jeffrey assists clients in Mobile, Alabama, with securing flood coverage for residential and commercial properties. The agency specializes in evaluating individual flood zone risks and recommending appropriate policies. It also offers supplementary endorsements to address gaps left by standard plans. This office serves a variety of commercial sectors, including offices, warehouses, and food service establishments, ensuring they meet mandatory flood insurance requirements.

SI
3925 Michael Blvd # D
Southern Insurance Providers
Flood Insurance Agent · Mobile, AL

Southern Insurance Providers in Mobile, Alabama specializes in evaluating property flood risks and securing National Flood Insurance Program policies for homeowners and businesses. The company also assists clients in understanding flood zone maps and elevation certificates to ensure adequate coverage. With Mobile’s proximity to the Gulf Coast, the team regularly helps property owners prepare for hurricane seasons and heavy spring rains that often cause flash flooding in low-lying areas.

SI
900 Western American Cir Suite 202
Surety Ins Inc
Flood Insurance Agent · Mobile, AL

Surety Ins Inc, based in Mobile, AL, provides residential flood insurance to homeowners seeking protection against water damage from rising waters. Commercial property coverage is also available for local businesses in the surrounding area. Policies are tailored to address common flood risks affecting properties along the Gulf Coast. The agency helps clients understand their coverage needs and file claims when necessary. Customers can return for updates to their policies before major weather seasons or schedule appointments for periodic policy reviews between regular visits.

RC
61 St Joseph St ste 500
The Roux Company LLC
Flood Insurance Agent · Mobile, AL
CI
1100 Dauphin St e
Comparion Insurance Agency
Flood Insurance Agent · Mobile, AL
(251) 645-5784
comparioninsurance.com/insurance-agent/alabama/mobile-095e
SI
4266 Cottage Hill Rd
Schneider Insurance
Flood Insurance Agent · Mobile, AL
(251) 666-5472
schneiderinsurance.com
DA
3812 Cottage Hill Rd
The Darling Agency, Inc
Flood Insurance Agent · Mobile, AL
(251) 661-3098
thedarlingagency.com
AI
4430 Government Blvd B
AlaCoast Insurance Agency
Flood Insurance Agent · Mobile, AL
(251) 661-4410
alacoastinsurance.com
MI
519 Azalea Rd
Millsaps Insurance Agency
Flood Insurance Agent · Mobile, AL
(251) 344-0427
millsapsinsurance.com
AI
900 Hillcrest Rd suite a2
Alabama Insurance Agency - Hillcrest Rd, Mobile, AL
Flood Insurance Agent · Mobile, AL
(251) 639-5000
alinsagency.com
LM
1100 Dauphin St e
Liberty Mutual: Ginger Copeland
Flood Insurance Agent · Mobile, AL
(251) 243-2360
libertymutual.com/gingercopeland
CI
2 S Florida St
Coastal Insurance Group
Flood Insurance Agent · Mobile, AL
(251) 344-9898
coastalinsgrp.com
BI
11 N Water St Floor 10 Office 1013
Brightway Insurance, The Volnoff Agency
Flood Insurance Agent · Mobile, AL
(251) 219-4653
brightwayvolnoff.com

What Does a a Flood Insurance Agent in Mobile Cost?

The cost of flood insurance in Mobile, Alabama varies by property risk, elevation, and coverage amount. Average annual premiums through the NFIP range from around $700 to over $2,000 for high-risk properties. Private market options may offer different rates. This is general information, not insurance advice.

About flood insurance agents in Mobile

Flood insurance agents in Mobile, Alabama help property owners secure coverage through the National Flood Insurance Program (NFIP) and private insurers. Mobile is located in a high-risk flood zone along the Gulf Coast, making flood insurance a common requirement for mortgage lenders. Alabama law does not mandate flood insurance for all properties, but lenders often require it for homes in Special Flood Hazard Areas (SFHAs).

Frequently Asked Questions

Do I need flood insurance if I live outside a flood zone in Mobile?

Even if you are outside a high-risk flood zone, flooding can still occur. Many homeowners in Mobile purchase flood insurance to protect against storm surge and heavy rainfall events. Lenders may not require it, but it is often recommended.

What is the waiting period for flood insurance in Alabama?

NFIP policies typically have a 30-day waiting period before coverage begins. Exceptions exist for loans closing on a property or for map changes. Plan ahead to avoid gaps in coverage.

How does Alabama law affect flood insurance claims?

Alabama follows standard NFIP claim procedures, with a one-year statute of limitations for filing a lawsuit against the insurer. Policyholders must submit a proof of loss within 60 days of the loss unless extended by the insurer.

Flood Insurance Agents in Other Alabama Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each flood insurance agent's credentials and current standing with your state Department of Insurance.