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Final Expense Insurance Agents in Des Moines, WA

Browse final expense insurance agents serving Des Moines, Washington. Contact information and addresses listed below.

4 agents listed
Updated May 2026
Des Moines, WA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Washington before hiring.
Showing 4 final expense insurance agents in Des Moines, WA Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Betsy Chavez - State Farm Insurance Agent
22760 Marine View Dr S Ste 102, Des Moines, WA 98198
(206) 878-4050 insurewithbetsy.com
Lee Thornton - State Farm Insurance Agent
22235 7th Ave S A, Des Moines, WA 98198
(206) 878-2520 agentlee.net
Sav-On Insurance
22815 Pacific Hwy S, Des Moines, WA 98198
(253) 785-8317 sav-on.com
Des Moines Medicare Store
22307 Marine View Dr S, Des Moines, WA 98198
(206) 209-2282 dmmlocal.com

Final expense insurance agents in Des Moines, Washington help residents secure coverage for end-of-life costs such as funeral services and medical bills. Washington state does not require a specific license for final expense insurance beyond a standard life insurance license. Agents in Des Moines can guide you through policies that typically range from $5,000 to $25,000 in coverage.

What Does a Final Expense Insurance Agent in Des Moines Cost?

Final expense insurance costs in Washington vary based on age, health, and coverage amount. Monthly premiums for a $10,000 policy for a healthy 65-year-old often range from $40 to $80. Premiums for a 75-year-old may be $70 to $130 per month. Costs are guaranteed to stay level for the life of the policy. This is general information, not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What is final expense insurance in Des Moines Washington?
Final expense insurance is a type of whole life insurance policy designed to cover funeral and burial costs. In Washington, these policies are regulated by the Office of the Insurance Commissioner and must comply with state consumer protection laws.
Do I need a medical exam for final expense insurance in Washington?
Most final expense insurance policies in Washington do not require a medical exam. Instead, insurers may ask health questions on the application. This makes the process faster and more accessible for older adults.
Are final expense insurance benefits taxable in Washington?
Final expense insurance benefits are generally not considered taxable income in Washington or under federal law. The death benefit is paid directly to the beneficiary and is typically used for funeral expenses and other final costs.