The top-rated final expense insurance agent in Bothell, Washington is David Strasser - State Farm Insurance Agent, rated 5.0 stars across 433 reviews. Other highly rated options include Lorenzo Valdivia Jr - State Farm Insurance Agent, Rocio Luna-Culotti - State Farm Insurance Agent, ProStar Insurance. This directory lists 19 final expense insurance agents serving Bothell.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | David Strasser - State Farm Insurance Agent | 18404 120th Ave NE Unit 103 | (425) 318-8964 |
| 2 | Lorenzo Valdivia Jr - State Farm Insurance Agent | 17901 Bothell Everett Hwy Ste F-105 | (425) 408-0576 |
| 3 | Rocio Luna-Culotti - State Farm Insurance Agent | 22020 17th Ave SE #220 | (425) 318-4143 |
| 4 | ProStar Insurance | 10308 NE 183rd St | (425) 881-2400 |
| 5 | Joel Hensel - State Farm Insurance Agent | 19201 120th Ave NE #106 | (425) 455-1400 |
| 6 | Kristina Frazier - State Farm Insurance Agent | 11801 NE 160th St ste b | (425) 488-0449 |
| 7 | Farmers Insurance - Job DeSantiago | 22232 17th Ave SE Ste 212 | (425) 961-6152 |
| 8 | Ilana Yagudayev American Family Insurance | 22910 Bothell Everett Hwy Ste 101 | (425) 485-9020 |
| 9 | English Insurance Group | 11830 NE 195th St | (425) 673-7948 |
| 10 | Ordinary Insurance Agency WA | 19201 120th Ave NE | (509) 584-5169 |
David Strasser - State Farm Insurance Agent serves the Bothell, WA metro area and surrounding Snohomish and King counties, specializing in final expense insurance coverage. This type of policy is designed to help families manage costs associated with end-of-life arrangements. The agency focuses on providing clear guidance for individuals seeking to protect their loved ones from unexpected financial burdens. Services include assisting clients in selecting appropriate plan benefits and helping to cover funeral expenses.
Lorenzo Valdivia Jr - State Farm Insurance Agent in Bothell, WA, provides final expense insurance services designed to help clients cover end-of-life costs. The office assists with tailoring coverage amounts based on individual needs, including options for whole life policies that build cash value over time. Annual policy reviews help ensure coverage remains aligned with changing circumstances. The agent also coordinates with designated beneficiaries throughout any claims process. This Bothell operation extends its insurance services to single-family homes, apartments, retail businesses, and restaurants throughout the surrounding area.
Rocio Luna-Culotti – State Farm Insurance Agent in Bothell, WA serves families and individuals who need final expense insurance to cover end-of-life costs. This agency helps clients prepare for funeral expenses, medical bills, and other outstanding debts that may arise. Policies are designed to offer peace of mind and financial protection for loved ones. The agent explains coverage options clearly and tailors plans to each client’s budget. Serving the broader Bothell area, the agency also provides its final expense services to residents of nearby Mill Creek.
Serving Bothell, Washington, and the surrounding Puget Sound communities, ProStar Insurance handles final expense insurance policies designed to assist families with end‑of‑life costs. The agency focuses on straightforward coverage for funeral arrangements and related final bills, aiming to reduce the financial burden on surviving loved ones. To complete a typical job, it reviews each client’s financial situation and personal preferences, then coordinates with chosen providers to secure appropriate policy benefits that align with the client’s burial plans and budget needs.
Joel Hensel - State Farm Insurance Agent in Bothell, WA, helps clients understand the difference between a single-pay final expense policy, which requires one lump-sum premium, and a recurring payment plan, which involves scheduled installments over time. Both options provide a stated death benefit specifically allocated for burial and end-of-life costs. Offering coverage tailored to individual needs, this agency’s service runs on a one-time, scheduled, or as-needed basis depending on policy selection and ongoing client support requests.
As a final expense insurance agent, Kristina Frazier - State Farm Insurance Agent in Bothell, WA, specializes in helping clients secure coverage for end-of-life costs to reduce financial burdens on family members. The agency also provides general service support by reviewing different policy options and assisting with straightforward claims processing. Many local families seek guidance with these plans during significant life changes, such as a recent health diagnosis or the loss of a spouse.
Farmers Insurance - Job DeSantiago provides insurance services to residents and businesses in Bothell, Washington. The agency specializes in final expense insurance, helping clients cover end‑of‑life costs and related expenses. Additional policies include life, health, and home coverage for comprehensive protection. The agency serves a wide range of commercial premises, including offices, warehouses, and food service operations.
For many Bothell families, the later years bring a growing concern about leaving unpaid final expenses behind. Ilana Yagudayev American Family Insurance addresses this need by helping seniors arrange final expense insurance that covers funeral costs and outstanding debts. The agency offers straightforward guidance on meaningful policy options, allowing local residents to secure their families from unexpected financial obligations. To begin this process, a booker typically calls to schedule a no-cost, face-to-face inspection of the applicant’s existing coverage at home or in the office.
English Insurance Group serves Bothell and surrounding communities as a local final expense insurance agent. Residential clients are assisted with policies that offset funeral and end-of-life costs for their families. Commercial coverage is also available for area businesses needing similar protected benefits for key individuals. The service area extends across the greater Seattle region. English Insurance Group follows up after every initial policy issue to confirm coverage meets current needs, then returns for regular annual reviews to adjust plans as circumstances change.
What Does a a Final Expense Insurance Agent in Bothell Cost?
Typical costs for final expense insurance in Washington range from $30 to $100 per month for a $10,000 policy, depending on age and health. Rates are locked in and do not increase. Some policies may have a graded benefit period where full coverage starts after two to three years. This is general information and not insurance advice.
About final expense insurance agents in Bothell
Final expense insurance agents in Bothell, Washington help residents secure coverage for end-of-life costs like funerals and burial. Washington state requires funeral homes to provide a general price list upon request, making it easier to plan. Agents can guide you through policies that pay cash benefits to beneficiaries, often without a medical exam.
Frequently Asked Questions
What is final expense insurance in Bothell?
Final expense insurance is a small whole life policy designed to cover funeral and burial costs. In Washington, these policies typically have face values between $5,000 and $25,000. They do not require a medical exam and premiums are fixed for life.
How do I choose a final expense insurance agent in Bothell?
Look for an agent licensed in Washington who explains policy details clearly. Ask about waiting periods and benefit payout options. You can verify an agents license through the Washington State Office of the Insurance Commissioner.
Are there Washington laws that affect final expense insurance?
Yes. Washington has a 30-day free look period for life insurance policies, allowing you to cancel for a full refund. Also, beneficiaries receive proceeds free from state income tax. Agents must follow Washington regulations on policy disclosures.
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